CLSPF (Canadian Life Split) Financial Strength: 7 (As of May. 2026) — 17% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CLSPF Canadian Life Companies Split Corp CLSPF
55 GF Score
Price $6.78
GF Value $4.59
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Canadian Life Split Financial Strength?

Canadian Life Split CLSPF 55 Financial Strength is 7 as of May. 2026, which is 17% above its 10-year median of 6.00. GuruFocus rates CLSPF with a GF Score™ of 55/100 and a GF Value™ of $4.59 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Canadian Life Split has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Canadian Life Split's interest coverage with the available data. Canadian Life Split's debt to revenue ratio for the quarter that ended in May. 2026 was 0.00. Altman Z-Score does not apply to banks and insurance companies.


Canadian Life Split  (OTCPK:CLSPF) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Canadian Life Split has the Financial Strength Rank of 7.


Canadian Life Split Financial Strength Related Terms

CLSPF
55GF Score
Canadian Life Companies Split Corp CLSPF
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Canadian Life Split Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Canadian Life Split's Interest Expense for the months ended in May. 2026 was $0.00 Mil. Its Operating Income for the months ended in May. 2026 was $0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in May. 2026 was $0.00 Mil.

Canadian Life Split's Interest Coverage for the quarter that ended in May. 2026 is

Canadian Life Split had no long-term debt (1).

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Canadian Life Companies Split Corp has no debt.

2. Debt to revenue ratio. The lower, the better.

Canadian Life Split's Debt to Revenue Ratio for the quarter that ended in May. 2026 is

Debt to Revenue Ratio=Total Debt (Q: May. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 0) / 62.186
=0.00

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Canadian Life Split (CLSPF) has a Financial Strength of 7 as of May. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Canadian Life Split and its competitors. This is 17% above median its historical median of 6.00. Over the past decade, Canadian Life Split's Financial Strength has ranged from 5.00 to 9.00.
Is Canadian Life Split's Financial Strength too high?
Canadian Life Split's current Financial Strength of 7 is 17% above median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 5.00 to a high of 9.00. Overall, Canadian Life Split has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canadian Life Split's Financial Strength compare to BLK and BX?
Canadian Life Split's Financial Strength of 7 can be compared against companies in the Asset Management industry. Historically, Canadian Life Split's own Financial Strength has ranged from 5.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for an Asset Management company?
A good Financial Strength depends on the Asset Management industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Canadian Life Split and its competitors. Canadian Life Split's current Financial Strength is 7, which is 17% above median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canadian Life Split stock overvalued right now?
Based on GuruFocus' analysis, Canadian Life Split (CLSPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.59, compared to a current price of $6.78 — trading 47.7% above its estimated fair value. The current Financial Strength is 7, which is 17% above median its 10-year median of 6.00. Canadian Life Split's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Canadian Life Split (CLSPF), the current Financial Strength is 7 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Canadian Life Split (CLSPF) Overvalued in 2026?

Based on GuruFocus' analysis, Canadian Life Split stock appears to be overvalued. The current stock price of $6.78 is trading 47.7% above its estimated GF Value™ of $4.59. GuruFocus considers Canadian Life Split to be Significantly Overvalued.

Key valuation signals for CLSPF:

  • Financial Strength: 7 (17% above median its 10-year median of 6.00)
  • GF Value™: $4.59 vs. price of $6.78 (47.7% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the CLSPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Canadian Life Split Business Description

Address 200 Front Street West, Suite 2510, P.O. Box 51, Toronto, ON, CAN, M5V 3K2
Canadian Life Companies Split Corp is a mutual fund corporation established in Canada. It invests predominantly in an actively managed portfolio of common shares comprised mainly of four core large capitalization canadian life insurance companies. The company also employs an active covered call writing program to enhance the income earned from the portfolio.
55GF Score

Get the complete analysis for CLSPF

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.78
Price
$4.59
GF Value