Canadian Life SplitCLSPF 57 ROE % is 56.07% as of Nov. 2025, which is 95% above its 10-year median of 28.78. GuruFocus rates CLSPF with a GF Score™ of 57/100 and a GF Value™ of $4.51 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,614 Asset Management companies, Canadian Life Split ranks better than 91.51% on this metric.
The historical rank and industry rank for Canadian Life Split's ROE % or its related term are showing as below:
CLSPF'
s ROE % Range Over the Past 10 Years
Min: -42.1 Med: 28.78 Max: 80.3
Current: 32.29
During the past 13 years, Canadian Life Split's highest ROE % was 80.30%. The lowest was -42.10%. And the median was 28.78%.
CLSPF's ROE % is ranked better than 91.51% of 1614
companies
in the Asset Management industry
Industry Median: 6.36
vs CLSPF: 32.29
Canadian Life Split (OTCPK:CLSPF) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Nov. 2025) net income data. The Revenue data used here is two times the semi-annual (Nov. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Canadian Life Split ROE % Related Terms
Canadian Life Split ROE % Historical Data
* Premium members only.
The historical data trend for Canadian Life Split's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Canadian Life Split's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Canadian Life Split ROE % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Canadian Life Split's ROE % distribution charts can be found below:
* The bar in red indicates where Canadian Life Split's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Nov. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Canadian Life Split (CLSPF) has a ROE % of 56.07% as of Nov. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Canadian Life Split and its competitors. This is 95% above median its historical median of 28.78. According to the industry distribution chart, Canadian Life Split ranks #137 out of 1614 companies in the Asset Management industry, placing it in the top 8.5%.
Is Canadian Life Split's ROE % too high?
Canadian Life Split's current ROE % of 56.07% is 95% above median its 10-year median of 28.78. The Asset Management industry median ROE % is 6.36. Canadian Life Split's value of 56.07% is 781.6% above this industry median. Based on the distribution chart, Canadian Life Split ranks #137 out of 1614 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Canadian Life Split has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Canadian Life Split's ROE % compare to BLK and BX?
According to the Asset Management industry distribution chart, Canadian Life Split ranks #137 out of 1614 companies for ROE %. This places Canadian Life Split in the top 9% of its industry — outperforming the majority of peers. The industry median ROE % is 6.36. Canadian Life Split's value of 56.07% is 781.6% above this benchmark. While the company's 10-year median is 28.78 vs. the industry median of 6.36, Canadian Life Split has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Asset Management company?
The median ROE % among Asset Management companies is 6.36, based on 1,614 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Canadian Life Split's current ROE % of 56.07% is 781.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Canadian Life Split and its competitors. For the Asset Management industry, the median ROE % is 6.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Canadian Life Split's current ROE % is 56.07%, which is 95% above median its own 10-year median of 28.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Canadian Life Split stock overvalued right now?
Based on GuruFocus' analysis, Canadian Life Split (CLSPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.51, compared to a current price of $5.96 — trading 32.1% above its estimated fair value. The current ROE % is 56.07%, which is 95% above median its 10-year median of 28.78 and 781.6% above the Asset Management industry median of 6.36. Canadian Life Split's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Canadian Life Split (CLSPF), the current ROE % is 56.07% as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Canadian Life Split (CLSPF) Overvalued in 2026?
Based on GuruFocus' analysis, Canadian Life Split stock appears to be overvalued.
The current stock price of $5.96 is trading 32.1% above its estimated GF Value™ of $4.51.
GuruFocus considers Canadian Life Split to be Significantly Overvalued.
Key valuation signals for CLSPF:
ROE %: 56.07% (95% above median its 10-year median of 28.78)
GF Value™: $4.51 vs. price of $5.96 (32.1% above fair value)
Industry Position: 781.6% above the Asset Management median (#137 of 1614)
No single metric tells the full story. See the CLSPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Canadian Life Companies Split Corp is a mutual fund corporation established in Canada. It invests predominantly in an actively managed portfolio of common shares comprised mainly of four core large capitalization canadian life insurance companies. The company also employs an active covered call writing program to enhance the income earned from the portfolio.
57GF Score
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