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First Mutual Holdings (XZIM:FMHL.ZW) Intrinsic Value: Projected FCF : ZWG8.99 (As of Jun. 22, 2025)


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What is First Mutual Holdings Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2025-06-22), First Mutual Holdings's Intrinsic Value: Projected FCF is ZWG8.99. The stock price of First Mutual Holdings is ZWG417.0602. Therefore, First Mutual Holdings's Price-to-Intrinsic-Value-Projected-FCF of today is 46.4.

The historical rank and industry rank for First Mutual Holdings's Intrinsic Value: Projected FCF or its related term are showing as below:

XZIM:FMHL.ZW' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.88   Med: 0.88   Max: 46.39
Current: 46.39

During the past 6 years, the highest Price-to-Intrinsic-Value-Projected-FCF of First Mutual Holdings was 46.39. The lowest was 0.88. And the median was 0.88.

XZIM:FMHL.ZW's Price-to-Projected-FCF is ranked worse than
99.74% of 380 companies
in the Insurance industry
Industry Median: 0.71 vs XZIM:FMHL.ZW: 46.39

First Mutual Holdings Intrinsic Value: Projected FCF Historical Data

The historical data trend for First Mutual Holdings's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Mutual Holdings Intrinsic Value: Projected FCF Chart

First Mutual Holdings Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial - - - - 0.21

First Mutual Holdings Semi-Annual Data
Dec13 Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun23 Jun24
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 0.21 - -

Competitive Comparison of First Mutual Holdings's Intrinsic Value: Projected FCF

For the Insurance - Diversified subindustry, First Mutual Holdings's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Mutual Holdings's Price-to-Projected-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, First Mutual Holdings's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where First Mutual Holdings's Price-to-Projected-FCF falls into.


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First Mutual Holdings Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)



First Mutual Holdings  (XZIM:FMHL.ZW) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

First Mutual Holdings's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=417.0602/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Mutual Holdings Intrinsic Value: Projected FCF Related Terms

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First Mutual Holdings Business Description

Traded in Other Exchanges
N/A
Address
100 Borrowdale Road, First Mutual Park, Second Floor, Borrowdale, Harare, ZWE
First Mutual Holdings Ltd is a Zimbabwe-based investment and financial service company. Its segments are life and health insurance, general insurance, reinsurance, property insurance, and others. Maximum revenue for the company is generated from its life and health insurance segment.

First Mutual Holdings Headlines

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