GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Bank of South Carolina Corp (OTCPK:BKSC) » Definitions » Intrinsic Value: Projected FCF

Bank of South Carolina (Bank of South Carolina) Intrinsic Value: Projected FCF : $18.14 (As of Apr. 26, 2024)


View and export this data going back to 1986. Start your Free Trial

What is Bank of South Carolina Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-26), Bank of South Carolina's Intrinsic Value: Projected FCF is $18.14. The stock price of Bank of South Carolina is $12.07. Therefore, Bank of South Carolina's Price-to-Intrinsic-Value-Projected-FCF of today is 0.7.

The historical rank and industry rank for Bank of South Carolina's Intrinsic Value: Projected FCF or its related term are showing as below:

BKSC' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.67   Med: 1.05   Max: 1.3
Current: 0.67

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Bank of South Carolina was 1.30. The lowest was 0.67. And the median was 1.05.

BKSC's Price-to-Projected-FCF is ranked worse than
74.84% of 1216 companies
in the Banks industry
Industry Median: 0.435 vs BKSC: 0.67

Bank of South Carolina Intrinsic Value: Projected FCF Historical Data

The historical data trend for Bank of South Carolina's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bank of South Carolina Intrinsic Value: Projected FCF Chart

Bank of South Carolina Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.20 18.23 17.27 20.41 17.99

Bank of South Carolina Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.67 18.20 17.99 18.94 18.14

Competitive Comparison of Bank of South Carolina's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Bank of South Carolina's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of South Carolina's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bank of South Carolina's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Bank of South Carolina's Price-to-Projected-FCF falls into.



Bank of South Carolina Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Bank of South Carolina's Free Cash Flow(6 year avg) = $7.17.

Bank of South Carolina's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun23)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*7.17088+42.571*0.8)/5.641
=18.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank of South Carolina  (OTCPK:BKSC) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Bank of South Carolina's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=12.07/18.139709067979
=0.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank of South Carolina Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Bank of South Carolina's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Bank of South Carolina (Bank of South Carolina) Business Description

Traded in Other Exchanges
N/A
Address
256 Meeting Street, Charleston, SC, USA, 29401
Bank of South Carolina Corp is a financial institution holding company. It is engaged in providing financial product and services. The bank offers various deposits, including non-interest-bearing accounts, negotiable order of withdrawal accounts, money market accounts, time deposits and savings accounts. Its loan offering includes commercial and industrial loans; real estate loans; loans to individuals for household, family and other personal expenditures. In addition to one- to four-family residential mortgage loans, it offers home equity loans and lines of credit that are secured by the borrower's primary or secondary residence. Geographically, all the activities are functioned through the regions of South Carolina and derive majority of its income from interest on loans and investments.
Executives
Walpole Gene H Iv officer: Chief Financial Officer PO BOX 538, CHARLESTON SC 29402
Fleetwood S Hassell officer: Senior Vice President P O BOX 538, CHARLESTON SC 29402
Sheryl G Sharry officer: Senior Vice President P. O. BOX 538, CHARLESTON SC 29402
Douglas H Sass officer: Executive Vice President P O BOX 538, CHARLESTON SC 29402
Charles G Lane director P O BOX 538, CHARLESTON SC 29402
Lane C Hugh Jr director, 10 percent owner, officer: President & CEO P O BOX 538, CHARLESTON SC 29402
Susanne King Boyd officer: Cheif Operating Officer PO BOX 538, CHARLESTON SC 29402
David W Bunch director P O BOX 538, CHARLESTON SC 29402
Hutson Richard W Jr director P O BOX 538, CHARLESTON SC 29402
Elizabeth M Hagood director P O BOX 538, CHARLESTON SC 29402
Hiott William L Jr director, officer: Executive Vice President
Alan I Nussbaum director P O BOX 538, CHARLESTON SC 29402
David R Schools director P O BOX 538, CHARLESTON SC 29402
Malcolm M Rhodes director P O BOX 538, CHARLESTON SC 29402
Glen B Haynes director P O BOX 538, CHARLESTON SC 29402

Bank of South Carolina (Bank of South Carolina) Headlines