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Bank of South CarolinaBKSC +1.87%63 5-Year Yield-on-Cost % is 6.19 as of Sep. 09, 2026, which is 26% above its 10-year median of 4.90. GuruFocus rates BKSC with a GF Score™ of 63/100 and a GF Value™ of $16.21 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,242 Banks companies, Bank of South Carolina ranks better than 74.24% on this metric.
Bank of South Carolina's yield on cost for the quarter that ended in Mar. 2026 was 6.19.
The historical rank and industry rank for Bank of South Carolina's 5-Year Yield-on-Cost % or its related term are showing as below:
BKSC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.82 Med: 4.9 Max: 8.78
Current: 6.19
During the past 13 years, Bank of South Carolina's highest Yield on Cost was 8.78. The lowest was 2.82. And the median was 4.90.
BKSC's 5-Year Yield-on-Cost % is ranked better than 74.24% of 1242
companies
in the Banks industry
Industry Median: 3.82
vs BKSC: 6.19
Bank of South Carolina (OTCPK:BKSC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank of South Carolina 5-Year Yield-on-Cost % Related Terms
BKSC vs USMT, CBKM, PBHC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank of South Carolina's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of South Carolina 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of South Carolina's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank of South Carolina's 5-Year Yield-on-Cost % falls into.
Bank of South Carolina 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank of South Carolina (BKSC) has a 5-Year Yield-on-Cost % of 6.19 as of Sep. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of South Carolina and its competitors. This is 26% above median its historical median of 4.90. Over the past decade, Bank of South Carolina's 5-Year Yield-on-Cost % has ranged from 2.82 to 8.78. According to the industry distribution chart, Bank of South Carolina ranks #320 out of 1242 companies in the Banks industry, placing it in the top 25.8%.
Is Bank of South Carolina's 5-Year Yield-on-Cost % too high?
Bank of South Carolina's current 5-Year Yield-on-Cost % of 6.19 is 26% above median its 10-year median of 4.90. Over the past 10 years, this metric has ranged from a low of 2.82 to a high of 8.78. The Banks industry median 5-Year Yield-on-Cost % is 3.82. Bank of South Carolina's value of 6.19 is 62% above this industry median. Based on the distribution chart, Bank of South Carolina ranks #320 out of 1242 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of South Carolina has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of South Carolina's 5-Year Yield-on-Cost % compare to USMT and CBKM?
According to the Banks industry distribution chart, Bank of South Carolina ranks #320 out of 1242 companies for 5-Year Yield-on-Cost %. This puts Bank of South Carolina in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.82. Bank of South Carolina's value of 6.19 is 62% above this benchmark. Historically, Bank of South Carolina's own 5-Year Yield-on-Cost % has ranged from 2.82 to 8.78 over the past decade. While the company's 10-year median is 4.90 vs. the industry median of 3.82, Bank of South Carolina has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.82, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of South Carolina's current 5-Year Yield-on-Cost % of 6.19 is 62% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of South Carolina and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of South Carolina's current 5-Year Yield-on-Cost % is 6.19, which is 26% above median its own 10-year median of 4.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of South Carolina stock overvalued right now?
Based on GuruFocus' analysis, Bank of South Carolina (BKSC) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.21, compared to a current price of $19.02 — trading 17.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.19, which is 26% above median its 10-year median of 4.90 and 62% above the Banks industry median of 3.82. Bank of South Carolina's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of South Carolina (BKSC), the current 5-Year Yield-on-Cost % is 6.19 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of South Carolina (BKSC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of South Carolina stock appears to be overvalued.
The current stock price of $19.02 is trading 17.3% above its estimated GF Value™ of $16.21.
GuruFocus considers Bank of South Carolina to be Modestly Overvalued.
Key valuation signals for BKSC:
5-Year Yield-on-Cost %: 6.19 (26% above median its 10-year median of 4.90)
GF Value™: $16.21 vs. price of $19.02 (17.3% above fair value)
Industry Position: 62% above the Banks median (#320 of 1242)
No single metric tells the full story. See the BKSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of South Carolina Corp is a bank holding company offering financial services through its wholly owned subsidiary, The Bank operates principally in the Charleston, Dorchester, and Berkeley counties of South Carolina and derives the majority of its income from interest on loans and investment securities funded by deposits. Its personal banking services include Checking, Savings, Zelle, Certificates of Deposit, Health Savings Accounts, Individual Retirement Accounts, VISA CheckCards, eSafe Internet Banking, Mobile Banking, Consumer Loans, Credit Cards and Safe Deposit Boxes, while business banking services include Checking, Savings, Certificates of Deposit, Health Savings Accounts, eCorp Internet Banking, Wire Transfer Requests and Merchant Credit Card Services.
63GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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