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Bank of South CarolinaBKSC +1.87%63 Shiller PE Ratio is 13.78 as of Sep. 09, 2026, which is 20% below its 10-year median of 17.16. GuruFocus rates BKSC with a GF Score™ of 63/100 and a GF Value™ of $16.21 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,235 Banks companies, Bank of South Carolina ranks better than 50.85% on this metric.
The historical rank and industry rank for Bank of South Carolina's Shiller PE Ratio or its related term are showing as below:
BKSC'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.4 Med: 17.16 Max: 28.82
Current: 13.75
During the past years, Bank of South Carolina's highest Shiller PE Ratio was 28.82. The lowest was 8.40. And the median was 17.16.
BKSC's Shiller PE Ratio is ranked better than 50.85% of 1235
companies
in the Banks industry
Industry Median: 13.91
vs BKSC: 13.75
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Bank of South Carolina's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.360. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.38 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Bank of South Carolina (OTCPK:BKSC) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Bank of South Carolina Shiller PE Ratio Related Terms
Bank of South Carolina Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Bank of South Carolina's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKSC vs USMT, CBKM, PBHC: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Bank of South Carolina's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of South Carolina Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bank of South Carolina's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Bank of South Carolina's Shiller PE Ratio falls into.
Bank of South Carolina Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Bank of South Carolina (BKSC) has a Shiller PE Ratio of 13.78 as of Sep. 09, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bank of South Carolina and its competitors. This is 20% below median its historical median of 17.16. Over the past decade, Bank of South Carolina's Shiller PE Ratio has ranged from 8.40 to 28.82. According to the industry distribution chart, Bank of South Carolina ranks #607 out of 1235 companies in the Banks industry, placing it in the top 49.1%.
Is Bank of South Carolina's Shiller PE Ratio too high?
Bank of South Carolina's current Shiller PE Ratio of 13.78 is 20% below median its 10-year median of 17.16. Over the past 10 years, this metric has ranged from a low of 8.40 to a high of 28.82. The Banks industry median Shiller PE Ratio is 13.91. Bank of South Carolina's value of 13.78 is 0.9% below this industry median. Based on the distribution chart, Bank of South Carolina ranks #607 out of 1235 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of South Carolina has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of South Carolina's Shiller PE Ratio compare to USMT and CBKM?
According to the Banks industry distribution chart, Bank of South Carolina ranks #607 out of 1235 companies for Shiller PE Ratio. This puts Bank of South Carolina in the upper half of its industry. The industry median Shiller PE Ratio is 13.91. Bank of South Carolina's value of 13.78 is 0.9% below this benchmark. Historically, Bank of South Carolina's own Shiller PE Ratio has ranged from 8.40 to 28.82 over the past decade. While the company's 10-year median is 17.16 vs. the industry median of 13.91, Bank of South Carolina has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.91, based on 1,235 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of South Carolina's current Shiller PE Ratio of 13.78 is 0.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Bank of South Carolina and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of South Carolina's current Shiller PE Ratio is 13.78, which is 20% below median its own 10-year median of 17.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of South Carolina stock overvalued right now?
Based on GuruFocus' analysis, Bank of South Carolina (BKSC) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.21, compared to a current price of $19.02 — trading 17.3% above its estimated fair value. The current Shiller PE Ratio is 13.78, which is 20% below median its 10-year median of 17.16 and 0.9% below the Banks industry median of 13.91. Bank of South Carolina's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Bank of South Carolina (BKSC), the current Shiller PE Ratio is 13.78 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of South Carolina (BKSC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of South Carolina stock appears to be overvalued.
The current stock price of $19.02 is trading 17.3% above its estimated GF Value™ of $16.21.
GuruFocus considers Bank of South Carolina to be Modestly Overvalued.
Key valuation signals for BKSC:
Shiller PE Ratio: 13.78 (20% below median its 10-year median of 17.16)
GF Value™: $16.21 vs. price of $19.02 (17.3% above fair value)
Industry Position: 0.9% below the Banks median (#607 of 1235)
No single metric tells the full story. See the BKSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of South Carolina Corp is a bank holding company offering financial services through its wholly owned subsidiary, The Bank operates principally in the Charleston, Dorchester, and Berkeley counties of South Carolina and derives the majority of its income from interest on loans and investment securities funded by deposits. Its personal banking services include Checking, Savings, Zelle, Certificates of Deposit, Health Savings Accounts, Individual Retirement Accounts, VISA CheckCards, eSafe Internet Banking, Mobile Banking, Consumer Loans, Credit Cards and Safe Deposit Boxes, while business banking services include Checking, Savings, Certificates of Deposit, Health Savings Accounts, eCorp Internet Banking, Wire Transfer Requests and Merchant Credit Card Services.
63GF Score
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