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Santander Consumer USA Holdings (Santander Consumer USA Holdings) Intrinsic Value: Projected FCF : $-71.81 (As of May. 12, 2024)


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What is Santander Consumer USA Holdings Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-12), Santander Consumer USA Holdings's Intrinsic Value: Projected FCF is $-71.81. The stock price of Santander Consumer USA Holdings is $41.60. Therefore, Santander Consumer USA Holdings's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Santander Consumer USA Holdings's Intrinsic Value: Projected FCF or its related term are showing as below:

SC's Price-to-Projected-FCF is not ranked *
in the Credit Services industry.
Industry Median: 0.83
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Santander Consumer USA Holdings Intrinsic Value: Projected FCF Historical Data

The historical data trend for Santander Consumer USA Holdings's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Santander Consumer USA Holdings Intrinsic Value: Projected FCF Chart

Santander Consumer USA Holdings Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - -6.25 -28.44 -56.09 -69.38

Santander Consumer USA Holdings Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -64.59 -69.38 -71.73 -73.84 -71.81

Competitive Comparison of Santander Consumer USA Holdings's Intrinsic Value: Projected FCF

For the Credit Services subindustry, Santander Consumer USA Holdings's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Santander Consumer USA Holdings's Price-to-Projected-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Santander Consumer USA Holdings's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Santander Consumer USA Holdings's Price-to-Projected-FCF falls into.



Santander Consumer USA Holdings Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Santander Consumer USA Holdings's Free Cash Flow(6 year avg) = $-2,248.20.

Santander Consumer USA Holdings's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep21)*0.8)/Shares Outstanding (Diluted Average)
=(12.608723088515*-2248.19712+7932.73*0.8)/306.379
=-71.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Santander Consumer USA Holdings  (NYSE:SC) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Santander Consumer USA Holdings's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=41.60/-71.808808483863
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Santander Consumer USA Holdings Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Santander Consumer USA Holdings's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Santander Consumer USA Holdings (Santander Consumer USA Holdings) Business Description

Traded in Other Exchanges
N/A
Address
160 Elm Street, Suite 800, Dallas, TX, USA, 75201
Santander Consumer USA Holdings Inc is a US-based consumer finance company focused on vehicle finance and third-party servicing. Its core business is the indirect origination of retail installment contracts, principally through manufacturer-franchised dealers in connection with their sale of new and used vehicles to retail consumers. The company operates its business in one reportable segment i.e. Consumer Finance which includes vehicle financial products and services, including retail installment contracts, vehicle leases, and dealer loans, as well as financial products and services related to motorcycles, RVs, and marine vehicles. It also includes personal loan and point-of-sale financing operations. The company's revenue consists of lease payment received, installments and other income.
Executives
Banco Santander, S.a. 10 percent owner CIUDAD GRUPO SANTANDER BOADILLA DEL MONTE MADRID U3 28660
Santander Holdings Usa, Inc. 10 percent owner 75 STATE STREET BOSTON MA 02109
Mahesh Aditya director, officer: President and CEO 75 STATE STREET BOSTON MA 02109
Joshua Baer officer: Chief Risk Officer 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Sandra M Broderick officer: EVP, Head of Operations C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Christopher Keith Pfirrman officer: Chief Legal Officer C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET SUITE 800 DALLAS TX 75201
Mikenzie Sari officer: Chief Human Resources Officer C/O SANTANDER CONSUMER USA HOLDINGS INC. 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Shawn Allgood officer: Please see remarks 1601 ELM STREET, SUITE 800 DALLAS TX 75201
Stephen A. Ferriss director 785 CRANDON BOULEVARD APT 1605 KEY BISCAINE FL 33149
William J Rainer director 800 SCUDDERS MILL ROAD PLAINSBORO NJ 08536
Dr. Homaira Akbari director 13410 SUTTON PARK DRIVE SOUTH, JACKSONVILLE FL 32224
Edith E Holiday director FRANKLIN RESOURCES INC, 901 MARINERS ISLAND BLVD 6TH FL, SAN MATEO CA 94404
Robert Mccarthy director C/O SANTANDER CONSUMER USA HOLDINGS INC, 1601 ELM STREET, SUITE 800, DALLAS TX 75201
William F Muir director C/O SANTANDER CONSUMER USA HOLDINGS INC, 1601 ELM STREET SUITE 800, DALLAS TX 75201
Reza Leaali officer: Chief Technology Officer 1601 ELM STREET, SUITE 800 DALLAS TX 75201

Santander Consumer USA Holdings (Santander Consumer USA Holdings) Headlines

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