Yolo Group SpA (MIL:YOLO) Liabilities-to-Assets : 0.54 (As of Dec. 2025)

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MIL:YOLO Yolo Group SpA MIL:YOLO
48 GF Score
Price €0.61
GF Value €2.04
Valuation Significantly Undervalued
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What is Yolo Group SpA Liabilities-to-Assets?

Yolo Group SpA MIL:YOLO -1.61% 48 Liabilities-to-Assets is 0.54 as of Dec. 2025. GuruFocus rates MIL:YOLO with a GF Score™ of 48/100 and a GF Value™ of €2.04 (Significantly Undervalued).

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Yolo Group SpA's Total Liabilities for the quarter that ended in Dec. 2025 was €15.35 Mil. Yolo Group SpA's Total Assets for the quarter that ended in Dec. 2025 was €28.46 Mil. Therefore, Yolo Group SpA's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.54.


Yolo Group SpA  (MIL:YOLO) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Yolo Group SpA Liabilities-to-Assets Related Terms


Yolo Group SpA Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Yolo Group SpA's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yolo Group SpA Liabilities-to-Assets Chart

Yolo Group SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial 0.22 0.38 0.46 0.43 0.54

Yolo Group SpA Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.46 0.39 0.43 0.47 0.54

MIL:YOLO vs MRSH, AON, AJG: Liabilities-to-Assets Comparison

For the Insurance Brokers subindustry, Yolo Group SpA's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yolo Group SpA Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Yolo Group SpA's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Yolo Group SpA's Liabilities-to-Assets falls into.


MIL:YOLO
48GF Score
Yolo Group SpA MIL:YOLO
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yolo Group SpA Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Yolo Group SpA's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=15.345/28.458
=0.54

Yolo Group SpA's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=15.345/28.458
=0.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.54 mean?
Yolo Group SpA (MIL:YOLO) has a Liabilities-to-Assets of 0.54 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Yolo Group SpA and its competitors.
Is Yolo Group SpA's Liabilities-to-Assets too high?
Yolo Group SpA's current Liabilities-to-Assets is 0.54. Overall, Yolo Group SpA has a GF Score™ of 48/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yolo Group SpA's Liabilities-to-Assets compare to MRSH and AON?
Yolo Group SpA's Liabilities-to-Assets of 0.54 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Yolo Group SpA and its competitors. Yolo Group SpA's current Liabilities-to-Assets is 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yolo Group SpA stock overvalued right now?
Based on GuruFocus' analysis, Yolo Group SpA (MIL:YOLO) is currently considered Significantly Undervalued. The stock's GF Value™ is €2.04, compared to a current price of €0.61 — trading 70.1% below its estimated fair value. The current Liabilities-to-Assets is 0.54. Yolo Group SpA's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Yolo Group SpA (MIL:YOLO), the current Liabilities-to-Assets is 0.54 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yolo Group SpA (MIL:YOLO) Overvalued in 2026?

Based on GuruFocus' analysis, Yolo Group SpA stock appears to be undervalued. The current stock price of €0.61 is trading 70.1% below its estimated GF Value™ of €2.04. GuruFocus considers Yolo Group SpA to be Significantly Undervalued.

Key valuation signals for MIL:YOLO:

  • Liabilities-to-Assets: 0.54
  • GF Value™: €2.04 vs. price of €0.61 (70.1% below fair value)
  • GF Score™: 48/100

No single metric tells the full story. See the MIL:YOLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yolo Group SpA Business Description

Address Via Fabio Filzi 27, Milan, ITA, 20124
Yolo Group SpA operates as a digital insurance brokerage firm. The company distributes digital insurance policies. It offers end-to-end operations; Integrated marketplace; Customer engagement, and a Remarketing Engine.
48GF Score

Get the complete analysis for MIL:YOLO

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.61
Price
€2.04
GF Value