Yolo Group SpA (MIL:YOLO) ROC %: -13.07% (As of Dec. 2025)


MIL:YOLO Yolo Group SpA MIL:YOLO
46 GF Score
Price €0.64
GF Value €1.95
Valuation Significantly Undervalued
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What is Yolo Group SpA ROC %?

Yolo Group SpA MIL:YOLO +1.60% 46 ROC % is -13.07% as of Dec. 2025. GuruFocus rates MIL:YOLO with a GF Score™ of 46/100 and a GF Value™ of €1.95 (Significantly Undervalued).

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Yolo Group SpA's annualized return on capital (ROC %) for the quarter that ended in Dec. 2025 was -13.07%.

As of today (2026-06-26), Yolo Group SpA's WACC % is 6.21%. Yolo Group SpA's ROC % is -18.24% (calculated using TTM income statement data). Yolo Group SpA earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Yolo Group SpA  (MIL:YOLO) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Yolo Group SpA's WACC % is 6.21%. Yolo Group SpA's ROC % is -18.24% (calculated using TTM income statement data). Yolo Group SpA earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Yolo Group SpA ROC % Related Terms


Yolo Group SpA ROC % Historical Data

* Premium members only.

The historical data trend for Yolo Group SpA's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yolo Group SpA ROC % Chart

Yolo Group SpA Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC %
Get a 7-Day Free Trial -26.34 -20.27 -20.76 -19.61 -18.29

Yolo Group SpA Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only -10.94 -30.28 -11.30 -23.04 -13.07
MIL:YOLO
46GF Score
Yolo Group SpA MIL:YOLO
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Yolo Group SpA ROC % Calculation

Yolo Group SpA's annualized Return on Capital (ROC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=-4.16 * ( 1 - 23.39% )/( (17.4502 + 17.4022)/ 2 )
=-3.186976/17.4262
=-18.29 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=29.791 - 7.689 - ( 5.164 - 5% * 10.244 )
=17.4502

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=28.458 - 9.101 - ( 2.66 - 5% * 14.104 )
=17.4022

Yolo Group SpA's annualized Return on Capital (ROC %) for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Jun. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=-3.006 * ( 1 - 23.46% )/( (18.14475 + 17.06645)/ 2 )
=-2.3007924/17.6056
=-13.07 %

where

Invested Capital(Q: Jun. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=27.852 - 7.492 - ( 2.551 - 5% * 6.715 )
=18.14475

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=28.458 - 9.101 - ( 2.66 - 5% * 7.389 )
=17.06645

Note: The EBIT data used here is two times the semi-annual (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of -13.07% mean?
Yolo Group SpA (MIL:YOLO) has a ROC % of -13.07% as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Yolo Group SpA and its competitors.
Is Yolo Group SpA's ROC % too high?
Yolo Group SpA's current ROC % is -13.07%. Overall, Yolo Group SpA has a GF Score™ of 46/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Yolo Group SpA's ROC % compare to MRSH and AON?
Yolo Group SpA's ROC % of -13.07% can be compared against companies in the Insurance industry. The industry median ROC % is 3.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for an Insurance company?
The median ROC % among Insurance companies is 3.36, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Yolo Group SpA and its competitors. For the Insurance industry, the median ROC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yolo Group SpA's current ROC % is -13.07%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yolo Group SpA stock overvalued right now?
Based on GuruFocus' analysis, Yolo Group SpA (MIL:YOLO) is currently considered Significantly Undervalued. The stock's GF Value™ is €1.95, compared to a current price of €0.64 — trading 67.4% below its estimated fair value. The current ROC % is -13.07%. Yolo Group SpA's overall GF Score™ is 46/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Yolo Group SpA (MIL:YOLO), the current ROC % is -13.07% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yolo Group SpA (MIL:YOLO) Overvalued in 2026?

Based on GuruFocus' analysis, Yolo Group SpA stock appears to be undervalued. The current stock price of €0.64 is trading 67.4% below its estimated GF Value™ of €1.95. GuruFocus considers Yolo Group SpA to be Significantly Undervalued.

Key valuation signals for MIL:YOLO:

  • ROC %: -13.07%
  • GF Value™: €1.95 vs. price of €0.64 (67.4% below fair value)
  • GF Score™: 46/100

No single metric tells the full story. See the MIL:YOLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yolo Group SpA Business Description

Address Via Fabio Filzi 27, Milan, ITA, 20124
Yolo Group SpA operates as a digital insurance brokerage firm. The company distributes digital insurance policies. It offers end-to-end operations; Integrated marketplace; Customer engagement, and a Remarketing Engine.
46GF Score

Get the complete analysis for MIL:YOLO

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.64
Price
€1.95
GF Value