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Bajaj Housing Finance (NSE:BAJAJHFL) Liabilities-to-Assets : 0.81 (As of Mar. 2025)


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What is Bajaj Housing Finance Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Bajaj Housing Finance's Total Liabilities for the quarter that ended in Mar. 2025 was ₹828,620 Mil. Bajaj Housing Finance's Total Assets for the quarter that ended in Mar. 2025 was ₹1,028,088 Mil. Therefore, Bajaj Housing Finance's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2025 was 0.81.


Bajaj Housing Finance Liabilities-to-Assets Historical Data

The historical data trend for Bajaj Housing Finance's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bajaj Housing Finance Liabilities-to-Assets Chart

Bajaj Housing Finance Annual Data
Trend Mar22 Mar23 Mar24 Mar25
Liabilities-to-Assets
0.86 0.84 0.85 0.81

Bajaj Housing Finance Quarterly Data
Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.85 0.83 0.80 - 0.81

Competitive Comparison of Bajaj Housing Finance's Liabilities-to-Assets

For the Mortgage Finance subindustry, Bajaj Housing Finance's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bajaj Housing Finance's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bajaj Housing Finance's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Bajaj Housing Finance's Liabilities-to-Assets falls into.


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Bajaj Housing Finance Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Bajaj Housing Finance's Liabilities-to-Assets Ratio for the fiscal year that ended in Mar. 2025 is calculated as:

Liabilities-to-Assets (A: Mar. 2025 )=Total Liabilities/Total Assets
=828619.5/1028087.5
=0.81

Bajaj Housing Finance's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2025 is calculated as

Liabilities-to-Assets (Q: Mar. 2025 )=Total Liabilities/Total Assets
=828619.5/1028087.5
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bajaj Housing Finance  (NSE:BAJAJHFL) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Bajaj Housing Finance Liabilities-to-Assets Related Terms

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Bajaj Housing Finance Business Description

Traded in Other Exchanges
Address
Kalyani Nagar, 5th Floor, B2 Building, Cerebrum IT Park, Kumar City, Pune, MH, IND, 411014
Bajaj Housing Finance Ltd is a non-deposit-taking Housing Finance Company. The company offers financial solutions tailored to individuals and corporate entities for the purchase and renovation of homes and commercial spaces. The mortgage product suite of the company is comprehensive and comprises home loans, loans against property (LAP), lease rental discounting, and developer financing. The company's emphasis is on individual retail housing loans, complemented by a diversified collection of lease rental discounting and developer loans.

Bajaj Housing Finance Headlines

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