Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. IBF Financial Holdings Co's Total Liabilities for the quarter that ended in Dec. 2025 was NT$394,358 Mil. IBF Financial Holdings Co's Total Assets for the quarter that ended in Dec. 2025 was NT$448,459 Mil.
Therefore, IBF Financial Holdings Co's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.88.
IBF Financial Holdings Co (TPE:2889) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
IBF Financial Holdings Co Liabilities-to-Assets Related Terms
IBF Financial Holdings Co Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBF Financial Holdings Co Liabilities-to-Assets Chart
TPE:2889 vs MS, GS, SCHW: Liabilities-to-Assets Comparison
For the Capital Markets subindustry, IBF Financial Holdings Co's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBF Financial Holdings Co Liabilities-to-Assets vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, IBF Financial Holdings Co's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where IBF Financial Holdings Co's Liabilities-to-Assets falls into.
IBF Financial Holdings Co Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
IBF Financial Holdings Co's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IBF Financial Holdings Co (TPE:2889) has a Liabilities-to-Assets of 0.88 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on IBF Financial Holdings Co and its competitors.
Is IBF Financial Holdings Co's Liabilities-to-Assets too high?
IBF Financial Holdings Co's current Liabilities-to-Assets is 0.88. Overall, IBF Financial Holdings Co has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IBF Financial Holdings Co's Liabilities-to-Assets compare to MS and GS?
IBF Financial Holdings Co's Liabilities-to-Assets of 0.88 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Capital Markets company?
A good Liabilities-to-Assets depends on the Capital Markets industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on IBF Financial Holdings Co and its competitors. IBF Financial Holdings Co's current Liabilities-to-Assets is 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBF Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, IBF Financial Holdings Co (TPE:2889) is currently considered Fairly Valued. The stock's GF Value™ is NT$16.39, compared to a current price of NT$16.45 — trading 0.4% above its estimated fair value. The current Liabilities-to-Assets is 0.88. IBF Financial Holdings Co's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For IBF Financial Holdings Co (TPE:2889), the current Liabilities-to-Assets is 0.88 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IBF Financial Holdings Co (TPE:2889) Overvalued in 2026?
Based on GuruFocus' analysis, IBF Financial Holdings Co stock appears to be overvalued.
The current stock price of NT$16.45 is trading 0.4% above its estimated GF Value™ of NT$16.39.
GuruFocus considers IBF Financial Holdings Co to be Fairly Valued.
Key valuation signals for TPE:2889:
Liabilities-to-Assets: 0.88
GF Value™: NT$16.39 vs. price of NT$16.45 (0.4% above fair value)
No single metric tells the full story. See the TPE:2889 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IBF Financial Holdings Co Ltd along with its subsidiaries is engaged in underwriting, certification as well as endorsements and guarantees of short-term bills; trading and underwriting securities such as commercial papers and bonds; consignment trading of securities; financing and short selling as well as lending and borrowing business of securities; trading as well as introducing brokerage services of futures; agency and leasing business of real estate and movables as well as venture capital business. Its operating segments are: Bills finance companies, Securities Firm, and Others.
56GF Score
Get the complete analysis for TPE:2889
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TPE:2889 has been successfully added to your 
