IBF Financial Holdings Co (TPE:2889) PB Ratio: 1.24 (As of Jul. 15, 2026) — 22% Above Median

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TPE:2889 IBF Financial Holdings Co Ltd TPE:2889
63 GF Score
Price NT$15.70
GF Value NT$16.31
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is IBF Financial Holdings Co PB Ratio?

IBF Financial Holdings Co TPE:2889 -0.95% 63 PB Ratio is 1.24 as of Jul. 15, 2026, which is 22% above its 10-year median of 1.02. GuruFocus rates TPE:2889 with a GF Score™ of 63/100 and a GF Value™ of NT$16.31 (Fairly Valued). The stock has 6 warning signs investors should review. Among 778 Capital Markets companies, IBF Financial Holdings Co ranks better than 53.98% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), IBF Financial Holdings Co's share price is NT$15.70. IBF Financial Holdings Co's Book Value per Share for the quarter that ended in Dec. 2025 was NT$12.70. Hence, IBF Financial Holdings Co's PB Ratio of today is 1.24.

The historical rank and industry rank for IBF Financial Holdings Co's PB Ratio or its related term are showing as below:

TPE:2889' s PB Ratio Range Over the Past 10 Years
Min: 0.67   Med: 1.02   Max: 1.45
Current: 1.23

During the past 13 years, IBF Financial Holdings Co's highest PB Ratio was 1.45. The lowest was 0.67. And the median was 1.02.

TPE:2889's PB Ratio is ranked better than
53.98% of 778 companies
in the Capital Markets industry
Industry Median: 1.325 vs TPE:2889: 1.23

During the past 12 months, IBF Financial Holdings Co's average Book Value Per Share Growth Rate was 9.90% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 7.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 1.80% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 3.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of IBF Financial Holdings Co was 8.80% per year. The lowest was -1.80% per year. And the median was 3.80% per year.

Back to Basics: PB Ratio


IBF Financial Holdings Co  (TPE:2889) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


IBF Financial Holdings Co PB Ratio Related Terms


IBF Financial Holdings Co PB Ratio Historical Data

* Premium members only.

The historical data trend for IBF Financial Holdings Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBF Financial Holdings Co PB Ratio Chart

IBF Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.23 1.06 1.00 1.26 1.30

IBF Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.26 1.06 1.11 1.25 1.30

TPE:2889 vs MS, GS, SCHW: PB Ratio Comparison

For the Capital Markets subindustry, IBF Financial Holdings Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IBF Financial Holdings Co PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, IBF Financial Holdings Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where IBF Financial Holdings Co's PB Ratio falls into.


TPE:2889
63GF Score
IBF Financial Holdings Co Ltd TPE:2889
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IBF Financial Holdings Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

IBF Financial Holdings Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=15.70/12.7
=1.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 1.24 mean?
IBF Financial Holdings Co (TPE:2889) has a PB Ratio of 1.24 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on IBF Financial Holdings Co and its competitors. This is 22% above median its historical median of 1.02. Over the past decade, IBF Financial Holdings Co's PB Ratio has ranged from 0.67 to 1.45. According to the industry distribution chart, IBF Financial Holdings Co ranks #358 out of 778 companies in the Capital Markets industry, placing it in the top 46%.
Is IBF Financial Holdings Co's PB Ratio too high?
IBF Financial Holdings Co's current PB Ratio of 1.24 is 22% above median its 10-year median of 1.02. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 1.45. The Capital Markets industry median PB Ratio is 1.33. IBF Financial Holdings Co's value of 1.24 is 6.4% below this industry median. Based on the distribution chart, IBF Financial Holdings Co ranks #358 out of 778 companies in the Capital Markets industry, which is above the industry midpoint. Overall, IBF Financial Holdings Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IBF Financial Holdings Co's PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, IBF Financial Holdings Co ranks #358 out of 778 companies for PB Ratio. This puts IBF Financial Holdings Co in the upper half of its industry. The industry median PB Ratio is 1.33. IBF Financial Holdings Co's value of 1.24 is 6.4% below this benchmark. Historically, IBF Financial Holdings Co's own PB Ratio has ranged from 0.67 to 1.45 over the past decade. While the company's 10-year median is 1.02 vs. the industry median of 1.33, IBF Financial Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.33, based on 778 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IBF Financial Holdings Co's current PB Ratio of 1.24 is 6.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on IBF Financial Holdings Co and its competitors. For the Capital Markets industry, the median PB Ratio is 1.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBF Financial Holdings Co's current PB Ratio is 1.24, which is 22% above median its own 10-year median of 1.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBF Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, IBF Financial Holdings Co (TPE:2889) is currently considered Fairly Valued. The stock's GF Value™ is NT$16.31, compared to a current price of NT$15.70 — trading 3.7% below its estimated fair value. The current PB Ratio is 1.24, which is 22% above median its 10-year median of 1.02 and 6.4% below the Capital Markets industry median of 1.33. IBF Financial Holdings Co's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For IBF Financial Holdings Co (TPE:2889), the current PB Ratio is 1.24 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBF Financial Holdings Co (TPE:2889) Overvalued in 2026?

Based on GuruFocus' analysis, IBF Financial Holdings Co stock appears to be undervalued. The current stock price of NT$15.70 is trading 3.7% below its estimated GF Value™ of NT$16.31. GuruFocus considers IBF Financial Holdings Co to be Fairly Valued.

Key valuation signals for TPE:2889:

  • PB Ratio: 1.24 (22% above median its 10-year median of 1.02)
  • GF Value™: NT$16.31 vs. price of NT$15.70 (3.7% below fair value)
  • GF Score™: 63/100 with 6 warning signs
  • Industry Position: 6.4% below the Capital Markets median (#358 of 778)

No single metric tells the full story. See the TPE:2889 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IBF Financial Holdings Co Business Description

Address No. 17, Lequn Third Road, 128th Floor, Zhongshan District, Taipei, TWN, 104
IBF Financial Holdings Co Ltd along with its subsidiaries is engaged in underwriting, certification as well as endorsements and guarantees of short-term bills; trading and underwriting securities such as commercial papers and bonds; consignment trading of securities; financing and short selling as well as lending and borrowing business of securities; trading as well as introducing brokerage services of futures; agency and leasing business of real estate and movables as well as venture capital business. Its operating segments are: Bills finance companies, Securities Firm, and Others.
63GF Score

Get the complete analysis for TPE:2889

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$15.70
Price
NT$16.31
GF Value