The historical rank and industry rank for IBF Financial Holdings Co's ROE % or its related term are showing as below:
TPE:2889'
s ROE % Range Over the Past 10 Years
Min: 3.41 Med: 6.57 Max: 10.07
Current: 5.26
During the past 13 years, IBF Financial Holdings Co's highest ROE % was 10.07%. The lowest was 3.41%. And the median was 6.57%.
TPE:2889's ROE % is ranked worse than 52.59% of 791
companies
in the Capital Markets industry
Industry Median: 6
vs TPE:2889: 5.26
IBF Financial Holdings Co (TPE:2889) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, IBF Financial Holdings Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IBF Financial Holdings Co ROE % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, IBF Financial Holdings Co's ROE % distribution charts can be found below:
* The bar in red indicates where IBF Financial Holdings Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
IBF Financial Holdings Co (TPE:2889) has a ROE % of 5.18% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on IBF Financial Holdings Co and its competitors. This is 21% below median its historical median of 6.57. Over the past decade, IBF Financial Holdings Co's ROE % has ranged from 3.41 to 10.07. According to the industry distribution chart, IBF Financial Holdings Co ranks #416 out of 791 companies in the Capital Markets industry, placing it in the top 52.6%.
Is IBF Financial Holdings Co's ROE % too high?
IBF Financial Holdings Co's current ROE % of 5.18% is 21% below median its 10-year median of 6.57. Over the past 10 years, this metric has ranged from a low of 3.41 to a high of 10.07. The Capital Markets industry median ROE % is 6.00. IBF Financial Holdings Co's value of 5.18% is 13.7% below this industry median. Based on the distribution chart, IBF Financial Holdings Co ranks #416 out of 791 companies in the Capital Markets industry, which is below the industry midpoint. Overall, IBF Financial Holdings Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IBF Financial Holdings Co's ROE % compare to MS and GS?
According to the Capital Markets industry distribution chart, IBF Financial Holdings Co ranks #416 out of 791 companies for ROE %. This places IBF Financial Holdings Co in the lower half of its industry. The industry median ROE % is 6.00. IBF Financial Holdings Co's value of 5.18% is 13.7% below this benchmark. Historically, IBF Financial Holdings Co's own ROE % has ranged from 3.41 to 10.07 over the past decade. While the company's 10-year median is 6.57 vs. the industry median of 6.00, IBF Financial Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Capital Markets company?
The median ROE % among Capital Markets companies is 6.00, based on 791 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IBF Financial Holdings Co's current ROE % of 5.18% is 13.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on IBF Financial Holdings Co and its competitors. For the Capital Markets industry, the median ROE % is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBF Financial Holdings Co's current ROE % is 5.18%, which is 21% below median its own 10-year median of 6.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBF Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, IBF Financial Holdings Co (TPE:2889) is currently considered Fairly Valued. The stock's GF Value™ is NT$16.23, compared to a current price of NT$14.80 — trading 8.8% below its estimated fair value. The current ROE % is 5.18%, which is 21% below median its 10-year median of 6.57 and 13.7% below the Capital Markets industry median of 6.00. IBF Financial Holdings Co's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For IBF Financial Holdings Co (TPE:2889), the current ROE % is 5.18% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IBF Financial Holdings Co (TPE:2889) Overvalued in 2026?
Based on GuruFocus' analysis, IBF Financial Holdings Co stock appears to be undervalued.
The current stock price of NT$14.80 is trading 8.8% below its estimated GF Value™ of NT$16.23.
GuruFocus considers IBF Financial Holdings Co to be Fairly Valued.
Key valuation signals for TPE:2889:
ROE %: 5.18% (21% below median its 10-year median of 6.57)
GF Value™: NT$16.23 vs. price of NT$14.80 (8.8% below fair value)
Industry Position: 13.7% below the Capital Markets median (#416 of 791)
No single metric tells the full story. See the TPE:2889 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IBF Financial Holdings Co Ltd along with its subsidiaries is engaged in underwriting, certification as well as endorsements and guarantees of short-term bills; trading and underwriting securities such as commercial papers and bonds; consignment trading of securities; financing and short selling as well as lending and borrowing business of securities; trading as well as introducing brokerage services of futures; agency and leasing business of real estate and movables as well as venture capital business. Its operating segments are: Bills finance companies, Securities Firm, and Others.
63GF Score
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