IBF Financial Holdings Co (TPE:2889) PE Ratio (TTM): 25.28 (As of Jul. 11, 2026) — 85% Above Median


TPE:2889 IBF Financial Holdings Co Ltd TPE:2889
63 GF Score
Price NT$15.80
GF Value NT$16.30
Valuation Fairly Valued
! 4 Warning Signs
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What is IBF Financial Holdings Co PE Ratio (TTM)?

IBF Financial Holdings Co TPE:2889 63 PE Ratio (TTM) is 25.28 as of Jul. 11, 2026, which is 85% above its 10-year median of 13.65. GuruFocus rates TPE:2889 with a GF Score™ of 63/100 and a GF Value™ of NT$16.30 (Fairly Valued). The stock has 4 warning signs investors should review. Among 555 Capital Markets companies, IBF Financial Holdings Co ranks worse than 69.55% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-11), IBF Financial Holdings Co's share price is NT$15.80. IBF Financial Holdings Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.63. Therefore, IBF Financial Holdings Co's PE Ratio (TTM) for today is 25.28.

Good Sign:

IBF Financial Holdings Co Ltd stock PE Ratio (=23.81) is close to 2-year low of 21.47.


The historical rank and industry rank for IBF Financial Holdings Co's PE Ratio (TTM) or its related term are showing as below:

TPE:2889' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 9.98   Med: 13.65   Max: 37.36
Current: 25.28


During the past 13 years, the highest PE Ratio (TTM) of IBF Financial Holdings Co was 37.36. The lowest was 9.98. And the median was 13.65.


TPE:2889's PE Ratio (TTM) is ranked worse than
69.55% of 555 companies
in the Capital Markets industry
Industry Median: 17.02 vs TPE:2889: 25.28

IBF Financial Holdings Co's Earnings per Share (Diluted) for the three months ended in Dec. 2025 was NT$0.16. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.63.

As of today (2026-07-11), IBF Financial Holdings Co's share price is NT$15.80. IBF Financial Holdings Co's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.63. Therefore, IBF Financial Holdings Co's PE Ratio without NRI for today is 25.20.

During the past 13 years, IBF Financial Holdings Co's highest PE Ratio without NRI was 37.27. The lowest was 9.44. And the median was 12.51.

IBF Financial Holdings Co's EPS without NRI for the three months ended in Dec. 2025 was NT$0.16. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.63.

During the past 12 months, IBF Financial Holdings Co's average EPS without NRI Growth Rate was 5.20% per year. During the past 3 years, the average EPS without NRI Growth Rate was 17.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was -10.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was -0.30% per year.

During the past 13 years, IBF Financial Holdings Co's highest 3-Year average EPS without NRI Growth Rate was 24.50% per year. The lowest was -21.10% per year. And the median was 8.45% per year.

IBF Financial Holdings Co's EPS (Basic) for the three months ended in Dec. 2025 was NT$0.16. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.63.


IBF Financial Holdings Co  (TPE:2889) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


IBF Financial Holdings Co PE Ratio (TTM) Related Terms


IBF Financial Holdings Co PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for IBF Financial Holdings Co's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IBF Financial Holdings Co PE Ratio (TTM) Chart

IBF Financial Holdings Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.22 27.56 20.98 24.22 26.27

IBF Financial Holdings Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.22 23.79 30.06 25.88 26.27

TPE:2889 vs MS, GS, SCHW: PE Ratio (TTM) Comparison

For the Capital Markets subindustry, IBF Financial Holdings Co's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IBF Financial Holdings Co PE Ratio (TTM) vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, IBF Financial Holdings Co's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where IBF Financial Holdings Co's PE Ratio (TTM) falls into.


TPE:2889
63GF Score
IBF Financial Holdings Co Ltd TPE:2889
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IBF Financial Holdings Co PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

IBF Financial Holdings Co's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=15.80/0.625
=25.28

IBF Financial Holdings Co's Share Price of today is NT$15.80.
IBF Financial Holdings Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$0.63.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 25.28 mean?
IBF Financial Holdings Co (TPE:2889) has a PE Ratio (TTM) of 25.28 as of Jul. 11, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on IBF Financial Holdings Co and its competitors. This is 85% above median its historical median of 13.65. Over the past decade, IBF Financial Holdings Co's PE Ratio (TTM) has ranged from 9.98 to 37.36. According to the industry distribution chart, IBF Financial Holdings Co ranks #386 out of 555 companies in the Capital Markets industry, placing it in the top 69.5%.
Is IBF Financial Holdings Co's PE Ratio (TTM) too high?
IBF Financial Holdings Co's current PE Ratio (TTM) of 25.28 is 85% above median its 10-year median of 13.65. Over the past 10 years, this metric has ranged from a low of 9.98 to a high of 37.36. The Capital Markets industry median PE Ratio (TTM) is 17.02. IBF Financial Holdings Co's value of 25.28 is 48.5% above this industry median. Based on the distribution chart, IBF Financial Holdings Co ranks #386 out of 555 companies in the Capital Markets industry, which is below the industry midpoint. Overall, IBF Financial Holdings Co has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IBF Financial Holdings Co's PE Ratio (TTM) compare to MS and GS?
According to the Capital Markets industry distribution chart, IBF Financial Holdings Co ranks #386 out of 555 companies for PE Ratio (TTM). This places IBF Financial Holdings Co in the lower half of its industry. The industry median PE Ratio (TTM) is 17.02. IBF Financial Holdings Co's value of 25.28 is 48.5% above this benchmark. Historically, IBF Financial Holdings Co's own PE Ratio (TTM) has ranged from 9.98 to 37.36 over the past decade. While the company's 10-year median is 13.65 vs. the industry median of 17.02, IBF Financial Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Capital Markets company?
The median PE Ratio (TTM) among Capital Markets companies is 17.02, based on 555 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IBF Financial Holdings Co's current PE Ratio (TTM) of 25.28 is 48.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on IBF Financial Holdings Co and its competitors. For the Capital Markets industry, the median PE Ratio (TTM) is 17.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IBF Financial Holdings Co's current PE Ratio (TTM) is 25.28, which is 85% above median its own 10-year median of 13.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IBF Financial Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, IBF Financial Holdings Co (TPE:2889) is currently considered Fairly Valued. The stock's GF Value™ is NT$16.30, compared to a current price of NT$15.80 — trading 3.1% below its estimated fair value. The current PE Ratio (TTM) is 25.28, which is 85% above median its 10-year median of 13.65 and 48.5% above the Capital Markets industry median of 17.02. IBF Financial Holdings Co's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For IBF Financial Holdings Co (TPE:2889), the current PE Ratio (TTM) is 25.28 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IBF Financial Holdings Co (TPE:2889) Overvalued in 2026?

Based on GuruFocus' analysis, IBF Financial Holdings Co stock appears to be undervalued. The current stock price of NT$15.80 is trading 3.1% below its estimated GF Value™ of NT$16.30. GuruFocus considers IBF Financial Holdings Co to be Fairly Valued.

Key valuation signals for TPE:2889:

  • PE Ratio (TTM): 25.28 (85% above median its 10-year median of 13.65)
  • GF Value™: NT$16.30 vs. price of NT$15.80 (3.1% below fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 48.5% above the Capital Markets median (#386 of 555)

No single metric tells the full story. See the TPE:2889 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IBF Financial Holdings Co Business Description

Address No. 17, Lequn Third Road, 128th Floor, Zhongshan District, Taipei, TWN, 104
IBF Financial Holdings Co Ltd along with its subsidiaries is engaged in underwriting, certification as well as endorsements and guarantees of short-term bills; trading and underwriting securities such as commercial papers and bonds; consignment trading of securities; financing and short selling as well as lending and borrowing business of securities; trading as well as introducing brokerage services of futures; agency and leasing business of real estate and movables as well as venture capital business. Its operating segments are: Bills finance companies, Securities Firm, and Others.
63GF Score

Get the complete analysis for TPE:2889

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$15.80
Price
NT$16.30
GF Value