Pacific & Orient Bhd (XKLS:6009) Liabilities-to-Assets : 0.69 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:6009 Pacific & Orient Bhd XKLS:6009
25 GF Score
Price RM0.53
GF Value RM0.55
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Pacific & Orient Bhd Liabilities-to-Assets?

Pacific & Orient Bhd XKLS:6009 -0.93% 25 Liabilities-to-Assets is 0.69 as of Jun. 2026. GuruFocus rates XKLS:6009 with a GF Score™ of 25/100 and a GF Value™ of RM0.55 (Fairly Valued). The stock has 3 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Pacific & Orient Bhd's Total Liabilities for the quarter that ended in Jun. 2026 was RM751.7 Mil. Pacific & Orient Bhd's Total Assets for the quarter that ended in Jun. 2026 was RM1,090.5 Mil. Therefore, Pacific & Orient Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.69.


Pacific & Orient Bhd  (XKLS:6009) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Pacific & Orient Bhd Liabilities-to-Assets Related Terms


Pacific & Orient Bhd Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Pacific & Orient Bhd's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific & Orient Bhd Liabilities-to-Assets Chart

Pacific & Orient Bhd Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.62 0.55 0.57 0.64 0.65

Pacific & Orient Bhd Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 0.65 0.67 0.68 0.69

XKLS:6009 vs CB, PGR, TRV: Liabilities-to-Assets Comparison

For the Insurance - Property & Casualty subindustry, Pacific & Orient Bhd's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific & Orient Bhd Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Pacific & Orient Bhd's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Pacific & Orient Bhd's Liabilities-to-Assets falls into.


XKLS:6009
25GF Score
Pacific & Orient Bhd XKLS:6009
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific & Orient Bhd Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Pacific & Orient Bhd's Liabilities-to-Assets Ratio for the fiscal year that ended in Sep. 2025 is calculated as:

Liabilities-to-Assets (A: Sep. 2025 )=Total Liabilities/Total Assets
=683.877/1045.712
=0.65

Pacific & Orient Bhd's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=751.732/1090.519
=0.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.69 mean?
Pacific & Orient Bhd (XKLS:6009) has a Liabilities-to-Assets of 0.69 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Pacific & Orient Bhd and its competitors.
Is Pacific & Orient Bhd's Liabilities-to-Assets too high?
Pacific & Orient Bhd's current Liabilities-to-Assets is 0.69. Overall, Pacific & Orient Bhd has a GF Score™ of 25/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific & Orient Bhd's Liabilities-to-Assets compare to CB and PGR?
Pacific & Orient Bhd's Liabilities-to-Assets of 0.69 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Pacific & Orient Bhd and its competitors. Pacific & Orient Bhd's current Liabilities-to-Assets is 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific & Orient Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pacific & Orient Bhd (XKLS:6009) is currently considered Fairly Valued. The stock's GF Value™ is RM0.55, compared to a current price of RM0.53 — trading 3.6% below its estimated fair value. The current Liabilities-to-Assets is 0.69. Pacific & Orient Bhd's overall GF Score™ is 25/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Pacific & Orient Bhd (XKLS:6009), the current Liabilities-to-Assets is 0.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific & Orient Bhd (XKLS:6009) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific & Orient Bhd stock appears to be undervalued. The current stock price of RM0.53 is trading 3.6% below its estimated GF Value™ of RM0.55. GuruFocus considers Pacific & Orient Bhd to be Fairly Valued.

Key valuation signals for XKLS:6009:

  • Liabilities-to-Assets: 0.69
  • GF Value™: RM0.55 vs. price of RM0.53 (3.6% below fair value)
  • GF Score™: 25/100 with 3 warning signs

No single metric tells the full story. See the XKLS:6009 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific & Orient Bhd Business Description

Address No. 10, Jalan Raja Laut, 11th Floor, Wisma Bumi Raya, Kuala Lumpur, SGR, MYS, 50350
Pacific & Orient Bhd is an investment holding company, which operates in diversified businesses. Its business in Malaysia is organized under six segments which include Insurance, Information technology, investment holding, money lending, Property development, and Investment in start-ups. The company generates the majority of its revenues from the Insurance segment. Other business segments consist of the distribution of consumer goods, which is insufficient size to be reported separately. It also operates in the United States of America (information technology and property development), Thailand (information technology), and England (investing in the real estate market and startup companies). Geographically, the majority of revenue is generated from Malaysia segment.
25GF Score

Get the complete analysis for XKLS:6009

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.53
Price
RM0.55
GF Value