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Pacific & Orient BhdXKLS:6009 21 PB Ratio is 0.62 as of Jul. 14, 2026, which is 24% below its 10-year median of 0.82. GuruFocus rates XKLS:6009 with a GF Score™ of 21/100 and a GF Value™ of RM0.56 (Fairly Valued). The stock has 3 warning signs investors should review. Among 500 Insurance companies, Pacific & Orient Bhd ranks better than 87% on this metric.
Pacific & Orient Bhd stock PB Ratio (=0.63) is close to 10-year low of 0.58.
The historical rank and industry rank for Pacific & Orient Bhd's PB Ratio or its related term are showing as below:
XKLS:6009'
s PB Ratio Range Over the Past 10 Years
Min: 0.58 Med: 0.82 Max: 0.92
Current: 0.62
During the past 13 years, Pacific & Orient Bhd's highest PB Ratio was 0.92. The lowest was 0.58. And the median was 0.82.
XKLS:6009's PB Ratio is ranked better than 87% of 500
companies
in the Insurance industry
Industry Median: 1.395
vs XKLS:6009: 0.62
During the past 12 months, Pacific & Orient Bhd's average Book Value Per Share Growth Rate was -14.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -11.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was -2.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -2.60% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Pacific & Orient Bhd was 27.40% per year. The lowest was -17.40% per year. And the median was -2.40% per year.
Back to Basics: PB Ratio
Pacific & Orient Bhd (XKLS:6009) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Pacific & Orient Bhd PB Ratio Related Terms
Pacific & Orient Bhd PB Ratio Historical Data
* Premium members only.
The historical data trend for Pacific & Orient Bhd's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Pacific & Orient Bhd's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific & Orient Bhd PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Pacific & Orient Bhd's PB Ratio distribution charts can be found below:
* The bar in red indicates where Pacific & Orient Bhd's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Pacific & Orient Bhd (XKLS:6009) has a PB Ratio of 0.62 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pacific & Orient Bhd and its competitors. This is 24% below median its historical median of 0.82. Over the past decade, Pacific & Orient Bhd's PB Ratio has ranged from 0.58 to 0.92. According to the industry distribution chart, Pacific & Orient Bhd ranks #65 out of 500 companies in the Insurance industry, placing it in the top 13%.
Is Pacific & Orient Bhd's PB Ratio too high?
Pacific & Orient Bhd's current PB Ratio of 0.62 is 24% below median its 10-year median of 0.82. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 0.92. The Insurance industry median PB Ratio is 1.40. Pacific & Orient Bhd's value of 0.62 is 55.6% below this industry median. Based on the distribution chart, Pacific & Orient Bhd ranks #65 out of 500 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Pacific & Orient Bhd has a GF Score™ of 21/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific & Orient Bhd's PB Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Pacific & Orient Bhd ranks #65 out of 500 companies for PB Ratio. This places Pacific & Orient Bhd in the top 13% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. Pacific & Orient Bhd's value of 0.62 is 55.6% below this benchmark. Historically, Pacific & Orient Bhd's own PB Ratio has ranged from 0.58 to 0.92 over the past decade. While the company's 10-year median is 0.82 vs. the industry median of 1.40, Pacific & Orient Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pacific & Orient Bhd's current PB Ratio of 0.62 is 55.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Pacific & Orient Bhd and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific & Orient Bhd's current PB Ratio is 0.62, which is 24% below median its own 10-year median of 0.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific & Orient Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pacific & Orient Bhd (XKLS:6009) is currently considered Fairly Valued. The stock's GF Value™ is RM0.56, compared to a current price of RM0.54 — trading 3.6% below its estimated fair value. The current PB Ratio is 0.62, which is 24% below median its 10-year median of 0.82 and 55.6% below the Insurance industry median of 1.40. Pacific & Orient Bhd's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Pacific & Orient Bhd (XKLS:6009), the current PB Ratio is 0.62 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pacific & Orient Bhd (XKLS:6009) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific & Orient Bhd stock appears to be undervalued.
The current stock price of RM0.54 is trading 3.6% below its estimated GF Value™ of RM0.56.
GuruFocus considers Pacific & Orient Bhd to be Fairly Valued.
Key valuation signals for XKLS:6009:
PB Ratio: 0.62 (24% below median its 10-year median of 0.82)
GF Value™: RM0.56 vs. price of RM0.54 (3.6% below fair value)
Industry Position: 55.6% below the Insurance median (#65 of 500)
No single metric tells the full story. See the XKLS:6009 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific & Orient Bhd is an investment holding company, which operates in diversified businesses. Its business in Malaysia is organized under six segments which include Insurance, Information technology, investment holding, money lending, Property development, and Investment in start-ups. The company generates the majority of its revenues from the Insurance segment. Other business segments consist of the distribution of consumer goods, which is insufficient size to be reported separately. It also operates in the United States of America (information technology and property development), Thailand (information technology), and England (investing in the real estate market and startup companies). Geographically, the majority of revenue is generated from Malaysia segment.
21GF Score
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