Pacific & Orient Bhd (XKLS:6009) ROE %: -10.26% (As of Mar. 2026)


XKLS:6009 Pacific & Orient Bhd XKLS:6009
22 GF Score
Price RM0.54
GF Value RM0.56
Valuation Fairly Valued
! 3 Warning Signs
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What is Pacific & Orient Bhd ROE %?

Pacific & Orient Bhd XKLS:6009 -1.83% 22 ROE % is -10.26% as of Mar. 2026. GuruFocus rates XKLS:6009 with a GF Score™ of 22/100 and a GF Value™ of RM0.56 (Fairly Valued). The stock has 3 warning signs investors should review. Among 502 Insurance companies, Pacific & Orient Bhd ranks worse than 96.41% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Pacific & Orient Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM-25.5 Mil. Pacific & Orient Bhd's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was RM248.2 Mil. Therefore, Pacific & Orient Bhd's annualized ROE % for the quarter that ended in Mar. 2026 was -10.26%.

The historical rank and industry rank for Pacific & Orient Bhd's ROE % or its related term are showing as below:

XKLS:6009' s ROE % Range Over the Past 10 Years
Min: -23.74   Med: -3.13   Max: 77.01
Current: -15.57

During the past 13 years, Pacific & Orient Bhd's highest ROE % was 77.01%. The lowest was -23.74%. And the median was -3.13%.

XKLS:6009's ROE % is ranked worse than
96.41% of 502 companies
in the Insurance industry
Industry Median: 11.73 vs XKLS:6009: -15.57

Pacific & Orient Bhd  (XKLS:6009) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-25.452/248.1855
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-25.452 / 279.984)*(279.984 / 1062.8035)*(1062.8035 / 248.1855)
=Net Margin %*Asset Turnover*Equity Multiplier
=-9.09 %*0.2634*4.2823
=ROA %*Equity Multiplier
=-2.39 %*4.2823
=-10.26 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=-25.452/248.1855
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / EBIT) * (EBIT / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-25.452 / -39.68) * (-39.68 / -39.312) * (-39.312 / 279.984) * (279.984 / 1062.8035) * (1062.8035 / 248.1855)
= Tax Burden * Interest Burden * EBIT Margin % * Asset Turnover * Equity Multiplier
= 0.6414 * 1.0094 * -14.04 % * 0.2634 * 4.2823
=-10.26 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Pacific & Orient Bhd ROE % Related Terms


Pacific & Orient Bhd ROE % Historical Data

* Premium members only.

The historical data trend for Pacific & Orient Bhd's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pacific & Orient Bhd ROE % Chart

Pacific & Orient Bhd Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.30 16.24 -5.32 -23.74 -6.98

Pacific & Orient Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.28 -21.36 -13.54 -16.74 -10.26

XKLS:6009 vs CB, PGR, TRV: ROE % Comparison

For the Insurance - Property & Casualty subindustry, Pacific & Orient Bhd's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pacific & Orient Bhd ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Pacific & Orient Bhd's ROE % distribution charts can be found below:

* The bar in red indicates where Pacific & Orient Bhd's ROE % falls into.


XKLS:6009
22GF Score
Pacific & Orient Bhd XKLS:6009
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pacific & Orient Bhd ROE % Calculation

Pacific & Orient Bhd's annualized ROE % for the fiscal year that ended in Sep. 2025 is calculated as

ROE %=Net Income (A: Sep. 2025 )/( (Total Stockholders Equity (A: Sep. 2024 )+Total Stockholders Equity (A: Sep. 2025 ))/ count )
=-18.97/( (281.469+261.71)/ 2 )
=-18.97/271.5895
=-6.98 %

Pacific & Orient Bhd's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=-25.452/( (250.644+245.727)/ 2 )
=-25.452/248.1855
=-10.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of -10.26% mean?
Pacific & Orient Bhd (XKLS:6009) has a ROE % of -10.26% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Pacific & Orient Bhd and its competitors. According to the industry distribution chart, Pacific & Orient Bhd ranks #484 out of 502 companies in the Insurance industry, placing it in the top 96.4%.
Is Pacific & Orient Bhd's ROE % too high?
Pacific & Orient Bhd's current ROE % is -10.26%. Based on the distribution chart, Pacific & Orient Bhd ranks #484 out of 502 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Pacific & Orient Bhd has a GF Score™ of 22/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pacific & Orient Bhd's ROE % compare to CB and PGR?
According to the Insurance industry distribution chart, Pacific & Orient Bhd ranks #484 out of 502 companies for ROE %. This places Pacific & Orient Bhd in the lower half of its industry. The industry median ROE % is 11.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.73, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Pacific & Orient Bhd and its competitors. For the Insurance industry, the median ROE % is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pacific & Orient Bhd's current ROE % is -10.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pacific & Orient Bhd stock overvalued right now?
Based on GuruFocus' analysis, Pacific & Orient Bhd (XKLS:6009) is currently considered Fairly Valued. The stock's GF Value™ is RM0.56, compared to a current price of RM0.54 — trading 4.5% below its estimated fair value. The current ROE % is -10.26%. Pacific & Orient Bhd's overall GF Score™ is 22/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Pacific & Orient Bhd (XKLS:6009), the current ROE % is -10.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pacific & Orient Bhd (XKLS:6009) Overvalued in 2026?

Based on GuruFocus' analysis, Pacific & Orient Bhd stock appears to be undervalued. The current stock price of RM0.54 is trading 4.5% below its estimated GF Value™ of RM0.56. GuruFocus considers Pacific & Orient Bhd to be Fairly Valued.

Key valuation signals for XKLS:6009:

  • ROE %: -10.26%
  • GF Value™: RM0.56 vs. price of RM0.54 (4.5% below fair value)
  • GF Score™: 22/100 with 3 warning signs

No single metric tells the full story. See the XKLS:6009 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pacific & Orient Bhd Business Description

Address No. 10, Jalan Raja Laut, 11th Floor, Wisma Bumi Raya, Kuala Lumpur, SGR, MYS, 50350
Pacific & Orient Bhd is an investment holding company, which operates in diversified businesses. Its business in Malaysia is organized under six segments which include Insurance, Information technology, investment holding, money lending, Property development, and Investment in start-ups. The company generates the majority of its revenues from the Insurance segment. Other business segments consist of the distribution of consumer goods, which is insufficient size to be reported separately. It also operates in the United States of America (information technology and property development), Thailand (information technology), and England (investing in the real estate market and startup companies). Geographically, the majority of revenue is generated from Malaysia segment.
22GF Score

Get the complete analysis for XKLS:6009

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.54
Price
RM0.56
GF Value