Premia Finance SpA (MIL:PFI) Long-Term Debt: €0.00 Mil (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:PFI Premia Finance SpA MIL:PFI
67 GF Score
Price €0.66
GF Value €1.54
Valuation Possible Value Trap
! 6 Warning Signs
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What is Premia Finance SpA Long-Term Debt?

Premia Finance SpA MIL:PFI 67 Long-Term Debt is €0.00 Mil as of Dec. 2025. GuruFocus rates MIL:PFI with a GF Score™ of 67/100 and a GF Value™ of €1.54 (Possible Value Trap). The stock has 6 warning signs investors should review.

Premia Finance SpA's Long-Term Debt for the quarter that ended in Dec. 2025 was €0.00 Mil.

Premia Finance SpA's quarterly Long-Term Debt declined from Dec. 2024 (€0.01 Mil) to Jun. 2025 (€0.01 Mil) and declined from Jun. 2025 (€0.01 Mil) to Dec. 2025 (€0.00 Mil).

Premia Finance SpA's annual Long-Term Debt declined from Dec. 2023 (€0.02 Mil) to Dec. 2024 (€0.01 Mil) and declined from Dec. 2024 (€0.01 Mil) to Dec. 2025 (€0.00 Mil).

Premia Finance SpA  (MIL:PFI) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Premia Finance SpA Long-Term Debt Related Terms

Premia Finance SpA Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Premia Finance SpA's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Premia Finance SpA Long-Term Debt Chart

Premia Finance SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial 0.00 0.02 0.02 0.01 0.00

Premia Finance SpA Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.01 0.01 0.00
MIL:PFI
67GF Score
Premia Finance SpA MIL:PFI
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €0.00 Mil mean?
Premia Finance SpA (MIL:PFI) has a Long-Term Debt of €0.00 Mil as of Dec. 2025.
Is Premia Finance SpA's Long-Term Debt too high?
Premia Finance SpA's current Long-Term Debt is €0.00 Mil. Overall, Premia Finance SpA has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Premia Finance SpA's Long-Term Debt compare to V and MA?
Premia Finance SpA's Long-Term Debt of €0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Premia Finance SpA's current Long-Term Debt is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Premia Finance SpA stock overvalued right now?
Based on GuruFocus' analysis, Premia Finance SpA (MIL:PFI) is currently considered Possible Value Trap. The stock's GF Value™ is €1.54, compared to a current price of €0.66 — trading 57.1% below its estimated fair value. The current Long-Term Debt is €0.00 Mil. Premia Finance SpA's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Premia Finance SpA (MIL:PFI), the current Long-Term Debt is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Premia Finance SpA (MIL:PFI) Overvalued in 2026?

Based on GuruFocus' analysis, Premia Finance SpA stock appears to be undervalued. The current stock price of €0.66 is trading 57.1% below its estimated GF Value™ of €1.54. GuruFocus considers Premia Finance SpA to be Possible Value Trap.

Key valuation signals for MIL:PFI:

  • Long-Term Debt: €0.00 Mil
  • GF Value™: €1.54 vs. price of €0.66 (57.1% below fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the MIL:PFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Premia Finance SpA Business Description

Address Corso Italia 104, Catania, ITA, 95129
Premia Finance SpA provides credit brokerage services. The company helps banks, credit organizations, and financial institutions to connect with borrowers for various credit products such as fifth transfer, mortgages, personal loans, microcredit, loan with delegation, insurance, and others.
67GF Score

Get the complete analysis for MIL:PFI

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.66
Price
€1.54
GF Value