Premia Finance SpA (MIL:PFI) Moat Score: 0/10 (As of Jul. 04, 2026)


MIL:PFI Premia Finance SpA MIL:PFI
66 GF Score
Price €0.64
GF Value €1.54
Valuation Possible Value Trap
! 6 Warning Signs
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What is Premia Finance SpA Moat Score?

Premia Finance SpA has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Premia Finance SpA has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Premia Finance SpA might have No Moat - No discernible moat.

Premia Finance SpA  (MIL:PFI) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Premia Finance SpA Moat Score Related Terms

MIL:PFI
66GF Score
Premia Finance SpA MIL:PFI
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Premia Finance SpA (MIL:PFI) Overvalued in 2026?

Based on GuruFocus' analysis, Premia Finance SpA stock appears to be undervalued. The current stock price of €0.64 is trading 58.8% below its estimated GF Value™ of €1.54. GuruFocus considers Premia Finance SpA to be Possible Value Trap.

Key valuation signals for MIL:PFI:

  • Moat Score: 0
  • GF Value™: €1.54 vs. price of €0.64 (58.8% below fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the MIL:PFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Premia Finance SpA Business Description

Address Corso Italia 104, Catania, ITA, 95129
Premia Finance SpA provides credit brokerage services. The company helps banks, credit organizations, and financial institutions to connect with borrowers for various credit products such as fifth transfer, mortgages, personal loans, microcredit, loan with delegation, insurance, and others.
66GF Score

Get the complete analysis for MIL:PFI

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.64
Price
€1.54
GF Value