BCSF (Bain Capital Specialty Finance) LT-Debt-to-Total-Asset: 0.56 (As of Mar. 2026)

What is Bain Capital Specialty Finance LT-Debt-to-Total-Asset?

Bain Capital Specialty Finance BCSF +1.91% 65 LT-Debt-to-Total-Asset is 0.56 as of Mar. 2026. GuruFocus rates BCSF with a GF Score™ of 65/100 and a GF Value™ of $10.21 (Modestly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Bain Capital Specialty Finance's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.56.

Bain Capital Specialty Finance's long-term debt to total assets ratio increased from Mar. 2025 (0.55) to Mar. 2026 (0.56). It may suggest that Bain Capital Specialty Finance is progressively becoming more dependent on debt to grow their business.

Bain Capital Specialty Finance (NYSE:BCSF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Bain Capital Specialty Finance LT-Debt-to-Total-Asset Related Terms

Bain Capital Specialty Finance LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Bain Capital Specialty Finance's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bain Capital Specialty Finance LT-Debt-to-Total-Asset Chart

Bain Capital Specialty Finance Annual Data

Trend

Dec16

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Dec25

LT-Debt-to-Total-Asset

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0.55

0.53

0.51

0.53

0.55

Bain Capital Specialty Finance Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.55	0.56	0.55	0.55	0.56

65GF Score

Bain Capital Specialty Finance Inc BCSF

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Bain Capital Specialty Finance LT-Debt-to-Total-Asset Calculation

Bain Capital Specialty Finance's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	1470.796	/	2662.585
	=	0.55

Bain Capital Specialty Finance's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	1454.657	/	2601.676
	=	0.56

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.56 mean?

Bain Capital Specialty Finance (BCSF) has a LT-Debt-to-Total-Asset of 0.56 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bain Capital Specialty Finance and its competitors.

Is Bain Capital Specialty Finance's LT-Debt-to-Total-Asset too high?

Bain Capital Specialty Finance's current LT-Debt-to-Total-Asset is 0.56. Overall, Bain Capital Specialty Finance has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Bain Capital Specialty Finance's LT-Debt-to-Total-Asset compare to PCN and PHK?

Bain Capital Specialty Finance's LT-Debt-to-Total-Asset of 0.56 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Asset Management company?

A good LT-Debt-to-Total-Asset depends on the Asset Management industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Bain Capital Specialty Finance and its competitors. Bain Capital Specialty Finance's current LT-Debt-to-Total-Asset is 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Bain Capital Specialty Finance stock overvalued right now?

Based on GuruFocus' analysis, Bain Capital Specialty Finance (BCSF) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.21, compared to a current price of $12.27 — trading 20.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.56. Bain Capital Specialty Finance's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Bain Capital Specialty Finance (BCSF), the current LT-Debt-to-Total-Asset is 0.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bain Capital Specialty Finance (BCSF) Overvalued in 2026?

Based on GuruFocus' analysis, Bain Capital Specialty Finance stock appears to be overvalued. The current stock price of $12.27 is trading 20.2% above its estimated GF Value™ of $10.21. GuruFocus considers Bain Capital Specialty Finance to be Modestly Overvalued.

Key valuation signals for BCSF:

LT-Debt-to-Total-Asset: 0.56
GF Value™: $10.21 vs. price of $12.27 (20.2% above fair value)
GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the BCSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bain Capital Specialty Finance Business Description

Industry Financial Services Asset Management

Comparable Companies PCN PHK AWF MFIC EOI MQY RPC BBDC HTD PFLT BLK BX OSTO:INVE A TSX:BN KKR TSX:BAM APO STT OSTO:EQT AMP

Other Exchanges 618:Germany

Address 200 Clarendon Street, 37th Floor, Boston, MA, USA, 02116

Website https://www.baincapitalspecialtyfinance.com

Bain Capital Specialty Finance Inc is an externally managed, closed-end, non-diversified management investment company. The company's objective is to provide risk-adjusted returns and current income to investors by investing in middle-market companies. Its portfolio of investments includes First Lien Senior Secured Loan, Preferred Equity, Equity Interest, Warrants, and Second Lien Senior Secured Loan, and others.

65GF Score

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$12.27

Price

$10.21

GF Value

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