Bain Capital Specialty FinanceBCSF -0.40%65 5-Year Yield-on-Cost % is 16.23 as of Jul. 06, 2026, which is 32% above its 10-year median of 12.25. GuruFocus rates BCSF with a GF Score™ of 65/100 and a GF Value™ of $10.21 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,113 Asset Management companies, Bain Capital Specialty Finance ranks better than 89.58% on this metric.
The historical rank and industry rank for Bain Capital Specialty Finance's 5-Year Yield-on-Cost % or its related term are showing as below:
BCSF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.47 Med: 12.25 Max: 27.2
Current: 16.23
During the past 10 years, Bain Capital Specialty Finance's highest Yield on Cost was 27.20. The lowest was 2.47. And the median was 12.25.
BCSF's 5-Year Yield-on-Cost % is ranked better than 89.58% of 1113
companies
in the Asset Management industry
Industry Median: 6.39
vs BCSF: 16.23
Bain Capital Specialty Finance (NYSE:BCSF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bain Capital Specialty Finance 5-Year Yield-on-Cost % Related Terms
BCSF vs EOI, MFIC, FFC: 5-Year Yield-on-Cost % Comparison
For the Asset Management subindustry, Bain Capital Specialty Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bain Capital Specialty Finance 5-Year Yield-on-Cost % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Bain Capital Specialty Finance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bain Capital Specialty Finance's 5-Year Yield-on-Cost % falls into.
Bain Capital Specialty Finance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bain Capital Specialty Finance (BCSF) has a 5-Year Yield-on-Cost % of 16.23 as of Jul. 06, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bain Capital Specialty Finance and its competitors. This is 32% above median its historical median of 12.25. Over the past decade, Bain Capital Specialty Finance's 5-Year Yield-on-Cost % has ranged from 2.47 to 27.20. According to the industry distribution chart, Bain Capital Specialty Finance ranks #116 out of 1113 companies in the Asset Management industry, placing it in the top 10.4%.
Is Bain Capital Specialty Finance's 5-Year Yield-on-Cost % too high?
Bain Capital Specialty Finance's current 5-Year Yield-on-Cost % of 16.23 is 32% above median its 10-year median of 12.25. Over the past 10 years, this metric has ranged from a low of 2.47 to a high of 27.20. The Asset Management industry median 5-Year Yield-on-Cost % is 6.39. Bain Capital Specialty Finance's value of 16.23 is 154% above this industry median. Based on the distribution chart, Bain Capital Specialty Finance ranks #116 out of 1113 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Bain Capital Specialty Finance has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bain Capital Specialty Finance's 5-Year Yield-on-Cost % compare to EOI and MFIC?
According to the Asset Management industry distribution chart, Bain Capital Specialty Finance ranks #116 out of 1113 companies for 5-Year Yield-on-Cost %. This places Bain Capital Specialty Finance in the top 10% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 6.39. Bain Capital Specialty Finance's value of 16.23 is 154% above this benchmark. Historically, Bain Capital Specialty Finance's own 5-Year Yield-on-Cost % has ranged from 2.47 to 27.20 over the past decade. While the company's 10-year median is 12.25 vs. the industry median of 6.39, Bain Capital Specialty Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Asset Management company?
The median 5-Year Yield-on-Cost % among Asset Management companies is 6.39, based on 1,113 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bain Capital Specialty Finance's current 5-Year Yield-on-Cost % of 16.23 is 154% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bain Capital Specialty Finance and its competitors. For the Asset Management industry, the median 5-Year Yield-on-Cost % is 6.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bain Capital Specialty Finance's current 5-Year Yield-on-Cost % is 16.23, which is 32% above median its own 10-year median of 12.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bain Capital Specialty Finance stock overvalued right now?
Based on GuruFocus' analysis, Bain Capital Specialty Finance (BCSF) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.21, compared to a current price of $12.59 — trading 23.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 16.23, which is 32% above median its 10-year median of 12.25 and 154% above the Asset Management industry median of 6.39. Bain Capital Specialty Finance's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bain Capital Specialty Finance (BCSF), the current 5-Year Yield-on-Cost % is 16.23 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bain Capital Specialty Finance (BCSF) Overvalued in 2026?
Based on GuruFocus' analysis, Bain Capital Specialty Finance stock appears to be overvalued.
The current stock price of $12.59 is trading 23.3% above its estimated GF Value™ of $10.21.
GuruFocus considers Bain Capital Specialty Finance to be Modestly Overvalued.
Key valuation signals for BCSF:
5-Year Yield-on-Cost %: 16.23 (32% above median its 10-year median of 12.25)
GF Value™: $10.21 vs. price of $12.59 (23.3% above fair value)
Industry Position: 154% above the Asset Management median (#116 of 1113)
No single metric tells the full story. See the BCSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bain Capital Specialty Finance Business Description
Bain Capital Specialty Finance Inc is an externally managed, closed-end, non-diversified management investment company. The company's objective is to provide risk-adjusted returns and current income to investors by investing in middle-market companies. Its portfolio of investments includes First Lien Senior Secured Loan, Preferred Equity, Equity Interest, Warrants, and Second Lien Senior Secured Loan, and others.
65GF Score
Get the complete analysis for BCSF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BCSF has been successfully added to your 