Bain Capital Specialty FinanceBCSF +0.92%65 PB Ratio is 0.75 as of Jun. 30, 2026, which is 15% below its 10-year median of 0.88. GuruFocus rates BCSF with a GF Score™ of 65/100 and a GF Value™ of $10.21 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,600 Asset Management companies, Bain Capital Specialty Finance ranks better than 77% on this metric.
Bain Capital Specialty Finance Inc stock PB Ratio (=0.74) is close to 3-year low of 0.7.
The historical rank and industry rank for Bain Capital Specialty Finance's PB Ratio or its related term are showing as below:
BCSF'
s PB Ratio Range Over the Past 10 Years
Min: 0.42 Med: 0.88 Max: 1.08
Current: 0.75
During the past 10 years, Bain Capital Specialty Finance's highest PB Ratio was 1.08. The lowest was 0.42. And the median was 0.88.
BCSF's PB Ratio is ranked better than 77% of 1600
companies
in the Asset Management industry
Industry Median: 0.95
vs BCSF: 0.75
During the past 12 months, Bain Capital Specialty Finance's average Book Value Per Share Growth Rate was -4.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was -0.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.90% per year.
During the past 10 years, the highest 3-Year average Book Value Per Share Growth Rate of Bain Capital Specialty Finance was 109.50% per year. The lowest was -3.90% per year. And the median was 1.20% per year.
Back to Basics: PB Ratio
Bain Capital Specialty Finance (NYSE:BCSF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Bain Capital Specialty Finance PB Ratio Related Terms
Bain Capital Specialty Finance PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Asset Management subindustry, Bain Capital Specialty Finance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bain Capital Specialty Finance PB Ratio vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Bain Capital Specialty Finance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Bain Capital Specialty Finance's PB Ratio falls into.
Bain Capital Specialty Finance PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Bain Capital Specialty Finance (BCSF) has a PB Ratio of 0.75 as of Jun. 30, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bain Capital Specialty Finance and its competitors. This is 15% below median its historical median of 0.88. Over the past decade, Bain Capital Specialty Finance's PB Ratio has ranged from 0.42 to 1.08. According to the industry distribution chart, Bain Capital Specialty Finance ranks #368 out of 1600 companies in the Asset Management industry, placing it in the top 23%.
Is Bain Capital Specialty Finance's PB Ratio too high?
Bain Capital Specialty Finance's current PB Ratio of 0.75 is 15% below median its 10-year median of 0.88. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 1.08. The Asset Management industry median PB Ratio is 0.95. Bain Capital Specialty Finance's value of 0.75 is 21.1% below this industry median. Based on the distribution chart, Bain Capital Specialty Finance ranks #368 out of 1600 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Bain Capital Specialty Finance has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bain Capital Specialty Finance's PB Ratio compare to EOI and MFIC?
According to the Asset Management industry distribution chart, Bain Capital Specialty Finance ranks #368 out of 1600 companies for PB Ratio. This places Bain Capital Specialty Finance in the top 23% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.95. Bain Capital Specialty Finance's value of 0.75 is 21.1% below this benchmark. Historically, Bain Capital Specialty Finance's own PB Ratio has ranged from 0.42 to 1.08 over the past decade. While the company's 10-year median is 0.88 vs. the industry median of 0.95, Bain Capital Specialty Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.95, based on 1,600 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bain Capital Specialty Finance's current PB Ratio of 0.75 is 21.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Bain Capital Specialty Finance and its competitors. For the Asset Management industry, the median PB Ratio is 0.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bain Capital Specialty Finance's current PB Ratio is 0.75, which is 15% below median its own 10-year median of 0.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bain Capital Specialty Finance stock overvalued right now?
Based on GuruFocus' analysis, Bain Capital Specialty Finance (BCSF) is currently considered Modestly Overvalued. The stock's GF Value™ is $10.21, compared to a current price of $12.62 — trading 23.6% above its estimated fair value. The current PB Ratio is 0.75, which is 15% below median its 10-year median of 0.88 and 21.1% below the Asset Management industry median of 0.95. Bain Capital Specialty Finance's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Bain Capital Specialty Finance (BCSF), the current PB Ratio is 0.75 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bain Capital Specialty Finance (BCSF) Overvalued in 2026?
Based on GuruFocus' analysis, Bain Capital Specialty Finance stock appears to be overvalued.
The current stock price of $12.62 is trading 23.6% above its estimated GF Value™ of $10.21.
GuruFocus considers Bain Capital Specialty Finance to be Modestly Overvalued.
Key valuation signals for BCSF:
PB Ratio: 0.75 (15% below median its 10-year median of 0.88)
GF Value™: $10.21 vs. price of $12.62 (23.6% above fair value)
Industry Position: 21.1% below the Asset Management median (#368 of 1600)
No single metric tells the full story. See the BCSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bain Capital Specialty Finance Business Description
Bain Capital Specialty Finance Inc is an externally managed, closed-end, non-diversified management investment company. The company's objective is to provide risk-adjusted returns and current income to investors by investing in middle-market companies. Its portfolio of investments includes First Lien Senior Secured Loan, Preferred Equity, Equity Interest, Warrants, and Second Lien Senior Secured Loan, and others.
65GF Score
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