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LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Thai Credit Bank PCL's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.03.
Thai Credit Bank PCL's long-term debt to total assets ratio
declined
from Jun. 2025 (0.05) to Jun. 2026 (0.03).
It may suggest that Thai Credit Bank PCL is progressively becoming less dependent on debt to grow their business.
Thai Credit Bank PCL (BKK:CREDIT) LT-Debt-to-Total-Asset Explanation
LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.
Thai Credit Bank PCL LT-Debt-to-Total-Asset Related Terms
Thai Credit Bank PCL LT-Debt-to-Total-Asset Historical Data
* Premium members only.
The historical data trend for Thai Credit Bank PCL's LT-Debt-to-Total-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thai Credit Bank PCL (BKK:CREDIT) has a LT-Debt-to-Total-Asset of 0.03 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Thai Credit Bank PCL and its competitors.
Is Thai Credit Bank PCL's LT-Debt-to-Total-Asset too high?
Thai Credit Bank PCL's current LT-Debt-to-Total-Asset is 0.03. Overall, Thai Credit Bank PCL has a GF Score™ of 26/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thai Credit Bank PCL's LT-Debt-to-Total-Asset compare to USB and PNC?
Thai Credit Bank PCL's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Thai Credit Bank PCL and its competitors. Thai Credit Bank PCL's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Credit Bank PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Credit Bank PCL (BKK:CREDIT) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿19.78, compared to a current price of ฿22.80 — trading 15.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.03. Thai Credit Bank PCL's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Thai Credit Bank PCL (BKK:CREDIT), the current LT-Debt-to-Total-Asset is 0.03 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thai Credit Bank PCL (BKK:CREDIT) Overvalued in 2026?
Based on GuruFocus' analysis, Thai Credit Bank PCL stock appears to be overvalued.
The current stock price of ฿22.80 is trading 15.3% above its estimated GF Value™ of ฿19.78.
GuruFocus considers Thai Credit Bank PCL to be Modestly Overvalued.
Key valuation signals for BKK:CREDIT:
LT-Debt-to-Total-Asset: 0.03
GF Value™: ฿19.78 vs. price of ฿22.80 (15.3% above fair value)
No single metric tells the full story. See the BKK:CREDIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thai Credit Bank PCL is a commercial bank in Thailand. It provides comprehensive financial and investment services and focuses on providing micro SME business loans (MSME) and Nano and Micro Finance to small business entrepreneurs. The Group has 2 operating segments: e-wallet business, which is operated by its subsidiary; and banking business which comprises of business loans - SMEs and Microfinance, retail loans secured by residential property - Housing loans and Home for Cash, and other segments, e.g., personal loans, gold loans, and treasury activities. The company generates the majority of its revenue from the banking business.
26GF Score
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