Thai Credit Bank PCL (BKK:CREDIT) ROCE %: % (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:CREDIT Thai Credit Bank PCL BKK:CREDIT
26 GF Score
Price ฿22.80
GF Value ฿19.78
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Thai Credit Bank PCL ROCE %?

Thai Credit Bank PCL BKK:CREDIT 26 ROCE % is % as of Jun. 2026. GuruFocus rates BKK:CREDIT with a GF Score™ of 26/100 and a GF Value™ of ฿19.78 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

BKK:CREDIT
26GF Score
Thai Credit Bank PCL BKK:CREDIT
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Thai Credit Bank PCL (BKK:CREDIT) has a ROCE % of % as of Jun. 2026.
Is Thai Credit Bank PCL's ROCE % too high?
Thai Credit Bank PCL's current ROCE % is %. Overall, Thai Credit Bank PCL has a GF Score™ of 26/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Thai Credit Bank PCL's ROCE % compare to USB and PNC?
Thai Credit Bank PCL's ROCE % of % can be compared against companies in the Banks industry. The industry median ROCE % is 3.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Banks company?
The median ROCE % among Banks companies is 3.32, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median ROCE % is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thai Credit Bank PCL's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thai Credit Bank PCL stock overvalued right now?
Based on GuruFocus' analysis, Thai Credit Bank PCL (BKK:CREDIT) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿19.78, compared to a current price of ฿22.80 — trading 15.3% above its estimated fair value. The current ROCE % is %. Thai Credit Bank PCL's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Thai Credit Bank PCL (BKK:CREDIT), the current ROCE % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thai Credit Bank PCL (BKK:CREDIT) Overvalued in 2026?

Based on GuruFocus' analysis, Thai Credit Bank PCL stock appears to be overvalued. The current stock price of ฿22.80 is trading 15.3% above its estimated GF Value™ of ฿19.78. GuruFocus considers Thai Credit Bank PCL to be Modestly Overvalued.

Key valuation signals for BKK:CREDIT:

  • ROCE %: %
  • GF Value™: ฿19.78 vs. price of ฿22.80 (15.3% above fair value)
  • GF Score™: 26/100 with 5 warning signs

No single metric tells the full story. See the BKK:CREDIT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Thai Credit Bank PCL Business Description

Address Rama 9 Road, 123 V. One Tower Building, Huai Khwang, Huai Khwang District, Bangkok, THA, 10310
Thai Credit Bank PCL is a commercial bank in Thailand. It provides comprehensive financial and investment services and focuses on providing micro SME business loans (MSME) and Nano and Micro Finance to small business entrepreneurs. The Group has 2 operating segments: e-wallet business, which is operated by its subsidiary; and banking business which comprises of business loans - SMEs and Microfinance, retail loans secured by residential property - Housing loans and Home for Cash, and other segments, e.g., personal loans, gold loans, and treasury activities. The company generates the majority of its revenue from the banking business.
26GF Score

Get the complete analysis for BKK:CREDIT

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿22.80
Price
฿19.78
GF Value