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LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. JA Finance's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.11.
JA Finance's long-term debt to total assets ratio
increased
from Mar. 2025 (0.05) to Mar. 2026 (0.11).
It may suggest that JA Finance is progressively becoming more dependent on debt to grow their business.
JA Finance (BOM:543860) LT-Debt-to-Total-Asset Explanation
LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.
JA Finance LT-Debt-to-Total-Asset Related Terms
JA Finance LT-Debt-to-Total-Asset Historical Data
* Premium members only.
The historical data trend for JA Finance's LT-Debt-to-Total-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JA Finance (BOM:543860) has a LT-Debt-to-Total-Asset of 0.11 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on JA Finance and its competitors.
Is JA Finance's LT-Debt-to-Total-Asset too high?
JA Finance's current LT-Debt-to-Total-Asset is 0.11. Overall, JA Finance has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JA Finance's LT-Debt-to-Total-Asset compare to V and MA?
JA Finance's LT-Debt-to-Total-Asset of 0.11 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on JA Finance and its competitors. JA Finance's current LT-Debt-to-Total-Asset is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JA Finance stock overvalued right now?
Based on GuruFocus' analysis, JA Finance (BOM:543860) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹47.19, compared to a current price of ₹120.00 — trading 154.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.11. JA Finance's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For JA Finance (BOM:543860), the current LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JA Finance (BOM:543860) Overvalued in 2026?
Based on GuruFocus' analysis, JA Finance stock appears to be overvalued.
The current stock price of ₹120.00 is trading 154.3% above its estimated GF Value™ of ₹47.19.
GuruFocus considers JA Finance to be Significantly Overvalued.
Key valuation signals for BOM:543860:
LT-Debt-to-Total-Asset: 0.11
GF Value™: ₹47.19 vs. price of ₹120.00 (154.3% above fair value)
No single metric tells the full story. See the BOM:543860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JA Finance Ltd is engaged in the business of financing and investing (share and derivative trading/transactions). The company derives its revenue from financing activities and its customers are widespread. The Company is operating in India which is considered as a single geographical segment.
54GF Score
Get the complete analysis for BOM:543860
LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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