JA Finance (BOM:543860) Scaled Net Operating Assets: N/A (As of Mar. 2026)

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BOM:543860 JA Finance Ltd BOM:543860
54 GF Score
Price ₹120.00
GF Value ₹47.20
Valuation Significantly Overvalued
! 7 Warning Signs
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What is JA Finance Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

JA Finance's operating assets for the quarter that ended in Mar. 2026 was ₹231.79 Mil. JA Finance's operating liabilities for the quarter that ended in Mar. 2026 was ₹1.57 Mil. JA Finance's Total Assets for the quarter that ended in Dec. 2025 was ₹0.00 Mil. Therefore, JA Finance's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was N/A.


JA Finance Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for JA Finance's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

JA Finance Scaled Net Operating Assets Chart

JA Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 1.12 0.85 0.88 0.95

JA Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:543860 vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, JA Finance's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


JA Finance Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, JA Finance's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where JA Finance's Scaled Net Operating Assets falls into.


BOM:543860
54GF Score
JA Finance Ltd BOM:543860
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

JA Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

JA Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(231.788-1.571)/241.829
=0.95

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=233.494 - 1.706
=231.788

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=27.146 - 25.575 - 0
=1.571

JA Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(231.788-1.571)/0
=N/A

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=233.494 - 1.706
=231.788

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=27.146 - 25.575 - 0
=1.571

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is JA Finance (BOM:543860) Overvalued in 2026?

Based on GuruFocus' analysis, JA Finance stock appears to be overvalued. The current stock price of ₹120.00 is trading 154.2% above its estimated GF Value™ of ₹47.20. GuruFocus considers JA Finance to be Significantly Overvalued.

Key valuation signals for BOM:543860:

  • Scaled Net Operating Assets: N/A
  • GF Value™: ₹47.20 vs. price of ₹120.00 (154.2% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the BOM:543860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JA Finance Business Description

Address Kiran Shankar Ray Road, 1st Floor, 7B, Punwani Chambers, Kolkata, WB, IND, 700001
JA Finance Ltd is engaged in the business of financing and investing (share and derivative trading/transactions). The company derives its revenue from financing activities and its customers are widespread. The Company is operating in India which is considered as a single geographical segment.
54GF Score

Get the complete analysis for BOM:543860

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹120.00
Price
₹47.20
GF Value