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The historical data trend for JA Finance's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, JA Finance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JA Finance OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JA Finance's OCF Margin % distribution charts can be found below:
* The bar in red indicates where JA Finance's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JA Finance (BOM:543860) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on JA Finance and its competitors. According to the industry distribution chart, JA Finance ranks #60 out of 534 companies in the Credit Services industry, placing it in the top 11.2%.
Is JA Finance's OCF Margin % too high?
JA Finance's current OCF Margin % is 0.00%. Based on the distribution chart, JA Finance ranks #60 out of 534 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, JA Finance has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JA Finance's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, JA Finance ranks #60 out of 534 companies for OCF Margin %. This places JA Finance in the top 11% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.54, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on JA Finance and its competitors. For the Credit Services industry, the median OCF Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JA Finance's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JA Finance stock overvalued right now?
Based on GuruFocus' analysis, JA Finance (BOM:543860) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹47.19, compared to a current price of ₹120.00 — trading 154.3% above its estimated fair value. The current OCF Margin % is 0.00%. JA Finance's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For JA Finance (BOM:543860), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JA Finance (BOM:543860) Overvalued in 2026?
Based on GuruFocus' analysis, JA Finance stock appears to be overvalued.
The current stock price of ₹120.00 is trading 154.3% above its estimated GF Value™ of ₹47.19.
GuruFocus considers JA Finance to be Significantly Overvalued.
Key valuation signals for BOM:543860:
OCF Margin %: 0.00%
GF Value™: ₹47.19 vs. price of ₹120.00 (154.3% above fair value)
No single metric tells the full story. See the BOM:543860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JA Finance Ltd is engaged in the business of financing and investing (share and derivative trading/transactions). The company derives its revenue from financing activities and its customers are widespread. The Company is operating in India which is considered as a single geographical segment.
54GF Score
Get the complete analysis for BOM:543860
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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