Sparebanken Ost (CHIX:SPOGO) LT-Debt-to-Total-Asset: 0.51 (As of Mar. 2026)

What is Sparebanken Ost LT-Debt-to-Total-Asset?

Sparebanken Ost CHIX:SPOGO 50 LT-Debt-to-Total-Asset is 0.51 as of Mar. 2026. GuruFocus rates CHIX:SPOGO with a GF Score™ of 50/100 and a GF Value™ of kr62.75. The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Sparebanken Ost's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.51.

Sparebanken Ost's long-term debt to total assets ratio declined from Mar. 2025 (0.53) to Mar. 2026 (0.51). It may suggest that Sparebanken Ost is progressively becoming less dependent on debt to grow their business.

Sparebanken Ost (CHIX:SPOGo) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Sparebanken Ost LT-Debt-to-Total-Asset Related Terms

Sparebanken Ost LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Sparebanken Ost's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken Ost LT-Debt-to-Total-Asset Chart

Sparebanken Ost Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.52

0.51

Sparebanken Ost Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.53	0.52	0.52	0.51	0.51

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Sparebanken Ost CHIX:SPOGO

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Sparebanken Ost LT-Debt-to-Total-Asset Calculation

Sparebanken Ost's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	23365.7	/	45823.7
	=	0.51

Sparebanken Ost's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	23296	/	46114.4
	=	0.51

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.51 mean?

Sparebanken Ost (CHIX:SPOGO) has a LT-Debt-to-Total-Asset of 0.51 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Sparebanken Ost and its competitors.

Is Sparebanken Ost's LT-Debt-to-Total-Asset too high?

Sparebanken Ost's current LT-Debt-to-Total-Asset is 0.51. Overall, Sparebanken Ost has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.

How does Sparebanken Ost's LT-Debt-to-Total-Asset compare to competitors?

Sparebanken Ost's LT-Debt-to-Total-Asset of 0.51 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Sparebanken Ost and its competitors. Sparebanken Ost's current LT-Debt-to-Total-Asset is 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Sparebanken Ost stock overvalued right now?

Sparebanken Ost (CHIX:SPOGO) has a current LT-Debt-to-Total-Asset of 0.51. The stock's GF Value™ is kr62.75, compared to a current price of kr71.03 — trading 13.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.51. Sparebanken Ost's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Sparebanken Ost (CHIX:SPOGO), the current LT-Debt-to-Total-Asset is 0.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Ost (CHIX:SPOGO) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued. The current stock price of kr71.03 is trading 13.2% above its estimated GF Value™ of kr62.75.

Key valuation signals for CHIX:SPOGO:

LT-Debt-to-Total-Asset: 0.51
GF Value™: kr62.75 vs. price of kr71.03 (13.2% above fair value)
GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the CHIX:SPOGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebanken Ost Business Description

Industry Financial Services Banks

Comparable Companies OSL:JAREN OSL:SNOR OSL:AURG OSL:INSTA OSL:SKUE OSL:VVL OSL:BIEN OSL:HGSB OSL:GRONG OSL:SB68 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges SPOG:Norway

Address Bragernes Torg 2, PO Box 67, Hokksund, Drammen, NOR, 3301

Website https://www.oest.no

Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.

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kr71.03

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kr62.75

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