Sparebanken OstCHIX:SPOGO 49 Pretax Margin % is 52.34% as of Mar. 2026, which is 13% below its 10-year median of 60.44. GuruFocus rates CHIX:SPOGO with a GF Score™ of 49/100 and a GF Value™ of kr62.75. The stock has 2 warning signs investors should review. Among 1,530 Banks companies, Sparebanken Ost ranks better than 92.94% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Sparebanken Ost Pretax Margin % Related Terms
Sparebanken Ost Pretax Margin % Historical Data
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The historical data trend for Sparebanken Ost's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Sparebanken Ost's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebanken Ost Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Sparebanken Ost's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Sparebanken Ost's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparebanken Ost (CHIX:SPOGO) has a Pretax Margin % of 52.34% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sparebanken Ost and its competitors. This is 13% below median its historical median of 60.44. Over the past decade, Sparebanken Ost's Pretax Margin % has ranged from 54.68 to 68.22. According to the industry distribution chart, Sparebanken Ost ranks #108 out of 1530 companies in the Banks industry, placing it in the top 7.1%.
Is Sparebanken Ost's Pretax Margin % too high?
Sparebanken Ost's current Pretax Margin % of 52.34% is 13% below median its 10-year median of 60.44. Over the past 10 years, this metric has ranged from a low of 54.68 to a high of 68.22. The Banks industry median Pretax Margin % is 34.72. Sparebanken Ost's value of 52.34% is 50.8% above this industry median. Based on the distribution chart, Sparebanken Ost ranks #108 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sparebanken Ost has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Sparebanken Ost ranks #108 out of 1530 companies for Pretax Margin %. This places Sparebanken Ost in the top 7% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Sparebanken Ost's value of 52.34% is 50.8% above this benchmark. Historically, Sparebanken Ost's own Pretax Margin % has ranged from 54.68 to 68.22 over the past decade. While the company's 10-year median is 60.44 vs. the industry median of 34.72, Sparebanken Ost has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken Ost's current Pretax Margin % of 52.34% is 50.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sparebanken Ost and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken Ost's current Pretax Margin % is 52.34%, which is 13% below median its own 10-year median of 60.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Sparebanken Ost (CHIX:SPOGO) has a current Pretax Margin % of 52.34%. The stock's GF Value™ is kr62.75, compared to a current price of kr71.03 — trading 13.2% above its estimated fair value. The current Pretax Margin % is 52.34%, which is 13% below median its 10-year median of 60.44 and 50.8% above the Banks industry median of 34.72. Sparebanken Ost's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Sparebanken Ost (CHIX:SPOGO), the current Pretax Margin % is 52.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebanken Ost (CHIX:SPOGO) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued.
The current stock price of kr71.03 is trading 13.2% above its estimated GF Value™ of kr62.75.
Key valuation signals for CHIX:SPOGO:
Pretax Margin %: 52.34% (13% below median its 10-year median of 60.44)
GF Value™: kr62.75 vs. price of kr71.03 (13.2% above fair value)
Industry Position: 50.8% above the Banks median (#108 of 1530)
No single metric tells the full story. See the CHIX:SPOGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
49GF Score
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