Sparebanken OstCHIX:SPOGO 50 Net Margin % is 42.07% as of Mar. 2026, which is 10% below its 10-year median of 46.76. GuruFocus rates CHIX:SPOGO with a GF Score™ of 50/100 and a GF Value™ of kr60.86. The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Sparebanken Ost ranks better than 92.53% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Sparebanken Ost's Net Income for the
three
months ended in Mar. 2026 was kr93 Mil. Sparebanken Ost's Revenue for the
three
months ended in Mar. 2026 was kr220 Mil. Therefore, Sparebanken Ost's net margin for the quarter that ended in Mar. 2026 was 42.07%.
The historical rank and industry rank for Sparebanken Ost's Net Margin % or its related term are showing as below:
CHIX:SPOGo'
s Net Margin % Range Over the Past 10 Years
Min: 39.76 Med: 46.76 Max: 52.03
Current: 48.5
CHIX:SPOGo's Net Margin % is ranked better than 92.53% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs CHIX:SPOGo: 48.50
Sparebanken Ost (CHIX:SPOGo) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Sparebanken Ost Net Margin % Related Terms
Sparebanken Ost Net Margin % Historical Data
* Premium members only.
The historical data trend for Sparebanken Ost's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparebanken Ost Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Sparebanken Ost's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sparebanken Ost Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Sparebanken Ost's Net Margin % distribution charts can be found below:
* The bar in red indicates where Sparebanken Ost's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sparebanken Ost (CHIX:SPOGO) has a Net Margin % of 42.07% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Sparebanken Ost and its competitors. This is 10% below median its historical median of 46.76. Over the past decade, Sparebanken Ost's Net Margin % has ranged from 39.76 to 52.03. According to the industry distribution chart, Sparebanken Ost ranks #114 out of 1527 companies in the Banks industry, placing it in the top 7.5%.
Is Sparebanken Ost's Net Margin % too high?
Sparebanken Ost's current Net Margin % of 42.07% is 10% below median its 10-year median of 46.76. Over the past 10 years, this metric has ranged from a low of 39.76 to a high of 52.03. The Banks industry median Net Margin % is 26.95. Sparebanken Ost's value of 42.07% is 56.1% above this industry median. Based on the distribution chart, Sparebanken Ost ranks #114 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Sparebanken Ost has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Sparebanken Ost ranks #114 out of 1527 companies for Net Margin %. This places Sparebanken Ost in the top 8% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Sparebanken Ost's value of 42.07% is 56.1% above this benchmark. Historically, Sparebanken Ost's own Net Margin % has ranged from 39.76 to 52.03 over the past decade. While the company's 10-year median is 46.76 vs. the industry median of 26.95, Sparebanken Ost has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sparebanken Ost's current Net Margin % of 42.07% is 56.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sparebanken Ost and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken Ost's current Net Margin % is 42.07%, which is 10% below median its own 10-year median of 46.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Sparebanken Ost (CHIX:SPOGO) has a current Net Margin % of 42.07%. The stock's GF Value™ is kr60.86, compared to a current price of kr71.03 — trading 16.7% above its estimated fair value. The current Net Margin % is 42.07%, which is 10% below median its 10-year median of 46.76 and 56.1% above the Banks industry median of 26.95. Sparebanken Ost's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sparebanken Ost (CHIX:SPOGO), the current Net Margin % is 42.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sparebanken Ost (CHIX:SPOGO) Overvalued in 2026?
Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued.
The current stock price of kr71.03 is trading 16.7% above its estimated GF Value™ of kr60.86.
Key valuation signals for CHIX:SPOGO:
Net Margin %: 42.07% (10% below median its 10-year median of 46.76)
GF Value™: kr60.86 vs. price of kr71.03 (16.7% above fair value)
Industry Position: 56.1% above the Banks median (#114 of 1527)
No single metric tells the full story. See the CHIX:SPOGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
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