Sparebanken Ost (CHIX:SPOGO) Margin of Safety % (DCF Earnings Based): 56.93% (As of Jun. 26, 2026)


CHIX:SPOGO Sparebanken Ost CHIX:SPOGO
50 GF Score
Price kr71.03
GF Value kr60.86
! 5 Warning Signs
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What is Sparebanken Ost Margin of Safety % (DCF Earnings Based)?

Sparebanken Ost CHIX:SPOGO 50 Margin of Safety % (DCF Earnings Based) is 56.93% as of Jun. 26, 2026. GuruFocus rates CHIX:SPOGO with a GF Score™ of 50/100 and a GF Value™ of kr60.86. The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Sparebanken Ost's Predictability Rank is 3-Stars. Sparebanken Ost's intrinsic value calculated from the Discounted Earnings model is kr164.93 and current share price is kr71.03. Consequently,

Sparebanken Ost's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 56.93%.

Sparebanken Ost Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Sparebanken Ost's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sparebanken Ost Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken Ost's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Sparebanken Ost's Margin of Safety % (DCF Earnings Based) falls into.


CHIX:SPOGO
50GF Score
Sparebanken Ost CHIX:SPOGO
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Sparebanken Ost Margin of Safety % (DCF Earnings Based) Calculation

Sparebanken Ost's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(164.93-71.03)/164.93
=56.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 56.93% mean?
Sparebanken Ost (CHIX:SPOGO) has a Margin of Safety % (DCF Earnings Based) of 56.93% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Sparebanken Ost.
Is Sparebanken Ost's Margin of Safety % (DCF Earnings Based) too high?
Sparebanken Ost's current Margin of Safety % (DCF Earnings Based) is 56.93%. Overall, Sparebanken Ost has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does Sparebanken Ost's Margin of Safety % (DCF Earnings Based) compare to competitors?
Sparebanken Ost's Margin of Safety % (DCF Earnings Based) of 56.93% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Sparebanken Ost. Sparebanken Ost's current Margin of Safety % (DCF Earnings Based) is 56.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken Ost stock overvalued right now?
Sparebanken Ost (CHIX:SPOGO) has a current Margin of Safety % (DCF Earnings Based) of 56.93%. The stock's GF Value™ is kr60.86, compared to a current price of kr71.03 — trading 16.7% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 56.93%. Sparebanken Ost's overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Sparebanken Ost (CHIX:SPOGO), the current Margin of Safety % (DCF Earnings Based) is 56.93% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken Ost (CHIX:SPOGO) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken Ost stock appears to be overvalued. The current stock price of kr71.03 is trading 16.7% above its estimated GF Value™ of kr60.86.

Key valuation signals for CHIX:SPOGO:

  • Margin of Safety % (DCF Earnings Based): 56.93%
  • GF Value™: kr60.86 vs. price of kr71.03 (16.7% above fair value)
  • GF Score™: 50/100 with 5 warning signs

No single metric tells the full story. See the CHIX:SPOGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sparebanken Ost Business Description

Other Exchanges SPOG:Norway
Address Bragernes Torg 2, PO Box 67, Hokksund, Drammen, NOR, 3301
Sparebanken Øst is a savings bank in Norway. It offers banking products and services to retail and corporate customers in the areas of loans, payment services, insurance products, property management as well as advisory services. Its mission is to be a non-affiliated, independent and locally managed provider of financial services, to enable people in general, along with small and medium-sized enterprises, to exploit their financial resources in the possible manner.
50GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr71.03
Price
kr60.86
GF Value