EWSB (EWSB Bancorp) LT-Debt-to-Total-Asset: 0.11 (As of Mar. 2026)

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EWSB EWSB Bancorp Inc EWSB
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What is EWSB Bancorp LT-Debt-to-Total-Asset?

EWSB Bancorp EWSB 6 LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus rates EWSB with a GF Score™ of 6/100. The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. EWSB Bancorp's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.11.

EWSB Bancorp's long-term debt to total assets ratio increased from Mar. 2025 (0.07) to Mar. 2026 (0.11). It may suggest that EWSB Bancorp is progressively becoming more dependent on debt to grow their business.


EWSB Bancorp  (OTCPK:EWSB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


EWSB Bancorp LT-Debt-to-Total-Asset Related Terms


EWSB Bancorp LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for EWSB Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EWSB Bancorp LT-Debt-to-Total-Asset Chart

EWSB Bancorp Annual Data
Trend Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
0.02 0.07 0.14

EWSB Bancorp Quarterly Data
Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.07 0.15 0.15 0.14 0.11
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EWSB Bancorp Inc EWSB
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EWSB Bancorp LT-Debt-to-Total-Asset Calculation

EWSB Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=37.063/270.969
=0.14

EWSB Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=28.563/263.227
=0.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.11 mean?
EWSB Bancorp (EWSB) has a LT-Debt-to-Total-Asset of 0.11 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on EWSB Bancorp and its competitors.
Is EWSB Bancorp's LT-Debt-to-Total-Asset too high?
EWSB Bancorp's current LT-Debt-to-Total-Asset is 0.11. Overall, EWSB Bancorp has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does EWSB Bancorp's LT-Debt-to-Total-Asset compare to CARV and MFBI?
EWSB Bancorp's LT-Debt-to-Total-Asset of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on EWSB Bancorp and its competitors. EWSB Bancorp's current LT-Debt-to-Total-Asset is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EWSB Bancorp stock overvalued right now?
EWSB Bancorp (EWSB) has a current LT-Debt-to-Total-Asset of 0.11. The current LT-Debt-to-Total-Asset is 0.11. EWSB Bancorp's overall GF Score™ is 6/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For EWSB Bancorp (EWSB), the current LT-Debt-to-Total-Asset is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

EWSB Bancorp Business Description

Address 109 West Second Street, Kaukauna, WI, USA, 54130
EWSB Bancorp Inc is a stock savings bank in the United States. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, as well as marine and recreational vehicle loans, home equity loans and lines of credit, and other consumer loans. The group provides Personal Banking, Business Banking, Mortgages & Personal Loans, Investment & Insurance Services, and Digital Tools.
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