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EWSB BancorpEWSB 6 PB Ratio is 0.61 as of Jul. 27, 2026, which is 17% above its 10-year median of 0.52. GuruFocus rates EWSB with a GF Score™ of 6/100. The stock has 3 warning signs investors should review. Among 1,516 Banks companies, EWSB Bancorp ranks better than 84.43% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-27), EWSB Bancorp's share price is $10.50. EWSB Bancorp's Book Value per Share for the quarter that ended in Mar. 2026 was $17.23. Hence, EWSB Bancorp's PB Ratio of today is 0.61.
Warning Sign:
EWSB Bancorp Inc stock PB Ratio (=0.61) is close to 2-year high of 0.64.
The historical rank and industry rank for EWSB Bancorp's PB Ratio or its related term are showing as below:
EWSB'
s PB Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.52 Max: 0.64
Current: 0.61
During the past 3 years, EWSB Bancorp's highest PB Ratio was 0.64. The lowest was 0.40. And the median was 0.52.
EWSB's PB Ratio is ranked better than 84.43% of 1516
companies
in the Banks industry
Industry Median: 1.12
vs EWSB: 0.61
During the past 12 months, EWSB Bancorp's average Book Value Per Share Growth Rate was -17.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
EWSB Bancorp PB Ratio Related Terms
EWSB Bancorp PB Ratio Historical Data
* Premium members only.
The historical data trend for EWSB Bancorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, EWSB Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EWSB Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, EWSB Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where EWSB Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
EWSB Bancorp's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
EWSB Bancorp (EWSB) has a PB Ratio of 0.61 as of Jul. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on EWSB Bancorp and its competitors. This is 17% above median its historical median of 0.52. Over the past decade, EWSB Bancorp's PB Ratio has ranged from 0.40 to 0.64. According to the industry distribution chart, EWSB Bancorp ranks #236 out of 1516 companies in the Banks industry, placing it in the top 15.6%.
Is EWSB Bancorp's PB Ratio too high?
EWSB Bancorp's current PB Ratio of 0.61 is 17% above median its 10-year median of 0.52. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.64. The Banks industry median PB Ratio is 1.12. EWSB Bancorp's value of 0.61 is 45.5% below this industry median. Based on the distribution chart, EWSB Bancorp ranks #236 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, EWSB Bancorp has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does EWSB Bancorp's PB Ratio compare to CARV and MFBI?
According to the Banks industry distribution chart, EWSB Bancorp ranks #236 out of 1516 companies for PB Ratio. This places EWSB Bancorp in the top 16% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.12. EWSB Bancorp's value of 0.61 is 45.5% below this benchmark. Historically, EWSB Bancorp's own PB Ratio has ranged from 0.40 to 0.64 over the past decade. While the company's 10-year median is 0.52 vs. the industry median of 1.12, EWSB Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EWSB Bancorp's current PB Ratio of 0.61 is 45.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on EWSB Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EWSB Bancorp's current PB Ratio is 0.61, which is 17% above median its own 10-year median of 0.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EWSB Bancorp stock overvalued right now?
EWSB Bancorp (EWSB) has a current PB Ratio of 0.61. The current PB Ratio is 0.61, which is 17% above median its 10-year median of 0.52 and 45.5% below the Banks industry median of 1.12. EWSB Bancorp's overall GF Score™ is 6/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For EWSB Bancorp (EWSB), the current PB Ratio is 0.61 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
EWSB Bancorp Inc is a stock savings bank in the United States. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, as well as marine and recreational vehicle loans, home equity loans and lines of credit, and other consumer loans. The group provides Personal Banking, Business Banking, Mortgages & Personal Loans, Investment & Insurance Services, and Digital Tools.
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