EWSB (EWSB Bancorp) OCF Margin %: -30.46% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

EWSB EWSB Bancorp Inc EWSB
6 GF Score
Price $10.50
! 3 Warning Signs
View Full Analysis

What is EWSB Bancorp OCF Margin %?

EWSB Bancorp EWSB 6 OCF Margin % is -30.46% as of Mar. 2026. GuruFocus rates EWSB with a GF Score™ of 6/100. The stock has 3 warning signs investors should review. Among 1,500 Banks companies, EWSB Bancorp ranks worse than 81.13% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. EWSB Bancorp's Cash Flow from Operations for the three months ended in Mar. 2026 was $-0.49 Mil. EWSB Bancorp's Revenue for the three months ended in Mar. 2026 was $1.60 Mil. Therefore, EWSB Bancorp's OCF Margin % for the quarter that ended in Mar. 2026 was -30.46%.

As of today, EWSB Bancorp's current OCF Yield % is -16.51%.

The historical rank and industry rank for EWSB Bancorp's OCF Margin % or its related term are showing as below:

EWSB' s OCF Margin % Range Over the Past 10 Years
Min: -43.85   Med: -26.3   Max: -25.43
Current: -19.57


During the past 3 years, the highest OCF Margin % of EWSB Bancorp was -25.43%. The lowest was -43.85%. And the median was -26.30%.

EWSB's OCF Margin % is ranked worse than
81.13% of 1500 companies
in the Banks industry
Industry Median: 29.345 vs EWSB: -19.57


EWSB Bancorp OCF Margin % Related Terms


EWSB Bancorp OCF Margin % Historical Data

* Premium members only.

The historical data trend for EWSB Bancorp's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EWSB Bancorp OCF Margin % Chart

EWSB Bancorp Annual Data
Trend Dec23 Dec24 Dec25
OCF Margin %
-25.43 -43.85 -26.30

EWSB Bancorp Quarterly Data
Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only -66.48 -29.91 -31.21 7.04 -30.46

EWSB vs CARV, MFBI, FSGB: OCF Margin % Comparison

For the Banks - Regional subindustry, EWSB Bancorp's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EWSB Bancorp OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, EWSB Bancorp's OCF Margin % distribution charts can be found below:

* The bar in red indicates where EWSB Bancorp's OCF Margin % falls into.


EWSB
6GF Score
EWSB Bancorp Inc EWSB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EWSB Bancorp OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

EWSB Bancorp's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-1.67/6.35
=-26.30 %

EWSB Bancorp's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-0.487/1.599
=-30.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -30.46% mean?
EWSB Bancorp (EWSB) has a OCF Margin % of -30.46% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on EWSB Bancorp and its competitors. According to the industry distribution chart, EWSB Bancorp ranks #1217 out of 1500 companies in the Banks industry, placing it in the top 81.1%.
Is EWSB Bancorp's OCF Margin % too high?
EWSB Bancorp's current OCF Margin % is -30.46%. Based on the distribution chart, EWSB Bancorp ranks #1217 out of 1500 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, EWSB Bancorp has a GF Score™ of 6/100, reflecting its overall financial health beyond just this single metric.
How does EWSB Bancorp's OCF Margin % compare to CARV and MFBI?
According to the Banks industry distribution chart, EWSB Bancorp ranks #1217 out of 1500 companies for OCF Margin %. This places EWSB Bancorp in the lower half of its industry. The industry median OCF Margin % is 29.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.35, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on EWSB Bancorp and its competitors. For the Banks industry, the median OCF Margin % is 29.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EWSB Bancorp's current OCF Margin % is -30.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EWSB Bancorp stock overvalued right now?
EWSB Bancorp (EWSB) has a current OCF Margin % of -30.46%. The current OCF Margin % is -30.46%. EWSB Bancorp's overall GF Score™ is 6/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For EWSB Bancorp (EWSB), the current OCF Margin % is -30.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

EWSB Bancorp Business Description

Address 109 West Second Street, Kaukauna, WI, USA, 54130
EWSB Bancorp Inc is a stock savings bank in the United States. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in one- to four-family residential real estate loans, as well as marine and recreational vehicle loans, home equity loans and lines of credit, and other consumer loans. The group provides Personal Banking, Business Banking, Mortgages & Personal Loans, Investment & Insurance Services, and Digital Tools.
6GF Score

Get the complete analysis for EWSB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.50
Price