GABA (Georgia Bancshares) LT-Debt-to-Total-Asset: 0.06 (As of Sep. 2005)


What is Georgia Bancshares LT-Debt-to-Total-Asset?

Georgia Bancshares GABA LT-Debt-to-Total-Asset is 0.06 as of Sep. 2005.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Georgia Bancshares's long-term debt to total assests ratio for the quarter that ended in Sep. 2005 was 0.06.

Georgia Bancshares's long-term debt to total assets ratio increased from Sep. 2004 (0.04) to Sep. 2005 (0.06). It may suggest that Georgia Bancshares is progressively becoming more dependent on debt to grow their business.

Georgia Bancshares  (OTCPK:GABA) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Georgia Bancshares LT-Debt-to-Total-Asset Related Terms

Georgia Bancshares LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Georgia Bancshares's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Georgia Bancshares LT-Debt-to-Total-Asset Chart

Georgia Bancshares Annual Data
Trend Dec01 Dec02 Dec03 Dec04
LT-Debt-to-Total-Asset
0.00 0.00 0.01 0.04

Georgia Bancshares Quarterly Data
Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.03 0.06 0.06

Georgia Bancshares LT-Debt-to-Total-Asset Calculation

Georgia Bancshares's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2004 is calculated as

LT Debt to Total Assets (A: Dec. 2004 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2004 )/Total Assets (A: Dec. 2004 )
=8.702/249.55
=0.03

Georgia Bancshares's Long-Term Debt to Total Asset Ratio for the quarter that ended in Sep. 2005 is calculated as

LT Debt to Total Assets (Q: Sep. 2005 )=Long-Term Debt & Capital Lease Obligation (Q: Sep. 2005 )/Total Assets (Q: Sep. 2005 )
=16.702/269.892
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.06 mean?
Georgia Bancshares (GABA) has a LT-Debt-to-Total-Asset of 0.06 as of Sep. 2005. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Georgia Bancshares and its competitors.
Is Georgia Bancshares' LT-Debt-to-Total-Asset too high?
Georgia Bancshares' current LT-Debt-to-Total-Asset is 0.06.
How does Georgia Bancshares' LT-Debt-to-Total-Asset compare to BTHT and SUGR?
Georgia Bancshares' LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Georgia Bancshares and its competitors. Georgia Bancshares's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Georgia Bancshares stock overvalued right now?
Georgia Bancshares (GABA) has a current LT-Debt-to-Total-Asset of 0.06. The current LT-Debt-to-Total-Asset is 0.06. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Georgia Bancshares (GABA), the current LT-Debt-to-Total-Asset is 0.06 as of Sep. 2005. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Georgia Bancshares Business Description

Address 100 Westpark Drive, Peachtree, GA, USA, 30269
Georgia Bancshares Inc is a holding company for The Bank of Georgia, which conducts a community-oriented commercial and retail banking business, focusing on the needs of individuals and small- to medium-sized businesses. It provides a variety of banking services to individuals and businesses. Its services include checking accounts, savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs) personal loans and other.