GABA (Georgia Bancshares) Net Debt Paydown Yield % : 0.00% (As of Jul. 08, 2026)


What is Georgia Bancshares Net Debt Paydown Yield %?

Georgia Bancshares GABA Net Debt Paydown Yield % is 0.00% as of Jul. 08, 2026.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Georgia Bancshares's Net Debt Paydown Yield % was 0.00%.


Georgia Bancshares  (OTCPK:GABA) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Georgia Bancshares Net Debt Paydown Yield % Related Terms


Georgia Bancshares Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Georgia Bancshares's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Georgia Bancshares Net Debt Paydown Yield % Chart

Georgia Bancshares Annual Data
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Net Debt Paydown Yield %
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Georgia Bancshares Quarterly Data
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Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

GABA vs BTHT, SUGR, TCNB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Georgia Bancshares's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Georgia Bancshares Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Georgia Bancshares's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Georgia Bancshares's Net Debt Paydown Yield % falls into.



Georgia Bancshares Net Debt Paydown Yield % Calculation

Georgia Bancshares's Net Debt Paydown Yield % for the quarter that ended in Sep. 2005 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 3.68-12.2 )/41.678
=-20.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.00% mean?
Georgia Bancshares (GABA) has a Net Debt Paydown Yield % of 0.00% as of Jul. 08, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Georgia Bancshares and its competitors.
Is Georgia Bancshares' Net Debt Paydown Yield % too high?
Georgia Bancshares' current Net Debt Paydown Yield % is 0.00%.
How does Georgia Bancshares' Net Debt Paydown Yield % compare to BTHT and SUGR?
Georgia Bancshares' Net Debt Paydown Yield % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Georgia Bancshares and its competitors. Georgia Bancshares's current Net Debt Paydown Yield % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Georgia Bancshares stock overvalued right now?
Georgia Bancshares (GABA) has a current Net Debt Paydown Yield % of 0.00%. The current Net Debt Paydown Yield % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Georgia Bancshares (GABA), the current Net Debt Paydown Yield % is 0.00% as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Georgia Bancshares Business Description

Address 100 Westpark Drive, Peachtree, GA, USA, 30269
Georgia Bancshares Inc is a holding company for The Bank of Georgia, which conducts a community-oriented commercial and retail banking business, focusing on the needs of individuals and small- to medium-sized businesses. It provides a variety of banking services to individuals and businesses. Its services include checking accounts, savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs) personal loans and other.