GABA (Georgia Bancshares) Scaled Net Operating Assets: 0.12 (As of Sep. 2005)


What is Georgia Bancshares Scaled Net Operating Assets?

Georgia Bancshares GABA Scaled Net Operating Assets is 0.12 as of Sep. 2005.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Georgia Bancshares's operating assets for the quarter that ended in Sep. 2005 was $260.23 Mil. Georgia Bancshares's operating liabilities for the quarter that ended in Sep. 2005 was $230.12 Mil. Georgia Bancshares's Total Assets for the quarter that ended in Jun. 2005 was $259.90 Mil. Therefore, Georgia Bancshares's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2005 was 0.12.

Georgia Bancshares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Georgia Bancshares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2004 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2004 )
=(Operating Assets (A: Dec. 2004 )-Operating Liabilities (A: Dec. 2004 ))/Total Assets (A: Dec. 2003 )
=(239.803-219.742)/205.092
=0.10

where

Operating Assets(A: Dec. 2004 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=249.55 - 9.747
=239.803

Operating Liabilities(A: Dec. 2004 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=228.444 - 8.702 - 0
=219.742

Georgia Bancshares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2005 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2005 )
=(Operating Assets (Q: Sep. 2005 )-Operating Liabilities (Q: Sep. 2005 ))/Total Assets (Q: Jun. 2005 )
=(260.229-230.121)/259.898
=0.12

where

Operating Assets(Q: Sep. 2005 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=269.892 - 9.663
=260.229

Operating Liabilities(Q: Sep. 2005 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=246.823 - 16.702 - 0
=230.121

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.12 mean?
Georgia Bancshares (GABA) has a Scaled Net Operating Assets of 0.12 as of Sep. 2005. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Georgia Bancshares and its competitors.
Is Georgia Bancshares' Scaled Net Operating Assets too high?
Georgia Bancshares' current Scaled Net Operating Assets is 0.12.
How does Georgia Bancshares' Scaled Net Operating Assets compare to BTHT and SUGR?
Georgia Bancshares' Scaled Net Operating Assets of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Georgia Bancshares and its competitors. Georgia Bancshares's current Scaled Net Operating Assets is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Georgia Bancshares stock overvalued right now?
Georgia Bancshares (GABA) has a current Scaled Net Operating Assets of 0.12. The current Scaled Net Operating Assets is 0.12. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Georgia Bancshares (GABA), the current Scaled Net Operating Assets is 0.12 as of Sep. 2005. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Georgia Bancshares Business Description

Address 100 Westpark Drive, Peachtree, GA, USA, 30269
Georgia Bancshares Inc is a holding company for The Bank of Georgia, which conducts a community-oriented commercial and retail banking business, focusing on the needs of individuals and small- to medium-sized businesses. It provides a variety of banking services to individuals and businesses. Its services include checking accounts, savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs) personal loans and other.