GABA (Georgia Bancshares) Pretax Margin %: 32.69% (As of Sep. 2005)


What is Georgia Bancshares Pretax Margin %?

Georgia Bancshares GABA Pretax Margin % is 32.69% as of Sep. 2005.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Georgia Bancshares's Pre-Tax Income for the three months ended in Sep. 2005 was $1.02 Mil. Georgia Bancshares's Revenue for the three months ended in Sep. 2005 was $3.11 Mil. Therefore, Georgia Bancshares's pretax margin for the quarter that ended in Sep. 2005 was 32.69%.

The historical rank and industry rank for Georgia Bancshares's Pretax Margin % or its related term are showing as below:


GABA's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.88
* Ranked among companies with meaningful Pretax Margin % only.

Georgia Bancshares  (OTCPK:GABA) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.

Georgia Bancshares Pretax Margin % Related Terms

Georgia Bancshares Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Georgia Bancshares's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Georgia Bancshares Pretax Margin % Chart

Georgia Bancshares Annual Data
Trend Dec01 Dec02 Dec03 Dec04
Pretax Margin %
9.15 15.89 29.17 27.50

Georgia Bancshares Quarterly Data
Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.91 24.70 31.58 30.09 32.69

GABA vs BTHT, SUGR, TCNB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Georgia Bancshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Georgia Bancshares Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Georgia Bancshares's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Georgia Bancshares's Pretax Margin % falls into.


Georgia Bancshares Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Georgia Bancshares's Pretax Margin for the fiscal year that ended in Dec. 2004 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2004 )/Revenue (A: Dec. 2004 )
=2.735/9.947
=27.50 %

Georgia Bancshares's Pretax Margin for the quarter that ended in Sep. 2005 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2005 )/Revenue (Q: Sep. 2005 )
=1.016/3.108
=32.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 32.69% mean?
Georgia Bancshares (GABA) has a Pretax Margin % of 32.69% as of Sep. 2005. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Georgia Bancshares and its competitors.
Is Georgia Bancshares' Pretax Margin % too high?
Georgia Bancshares' current Pretax Margin % is 32.69%. The Banks industry median Pretax Margin % is 34.88. Georgia Bancshares' value of 32.69% is 6.3% below this industry median.
How does Georgia Bancshares' Pretax Margin % compare to BTHT and SUGR?
Georgia Bancshares' Pretax Margin % of 32.69% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.88. Georgia Bancshares' value of 32.69% is 6.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Georgia Bancshares's current Pretax Margin % of 32.69% is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Georgia Bancshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Georgia Bancshares's current Pretax Margin % is 32.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Georgia Bancshares stock overvalued right now?
Georgia Bancshares (GABA) has a current Pretax Margin % of 32.69%. The current Pretax Margin % is 32.69% and 6.3% below the Banks industry median of 34.88. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Georgia Bancshares (GABA), the current Pretax Margin % is 32.69% as of Sep. 2005. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Georgia Bancshares Business Description

Address 100 Westpark Drive, Peachtree, GA, USA, 30269
Georgia Bancshares Inc is a holding company for The Bank of Georgia, which conducts a community-oriented commercial and retail banking business, focusing on the needs of individuals and small- to medium-sized businesses. It provides a variety of banking services to individuals and businesses. Its services include checking accounts, savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs) personal loans and other.