GFCJ (Guaranty Financial) LT-Debt-to-Total-Asset: 0.02 (As of Dec. 2003)


What is Guaranty Financial LT-Debt-to-Total-Asset?

Guaranty Financial GFCJ -99.67% LT-Debt-to-Total-Asset is 0.02 as of Dec. 2003.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Guaranty Financial's long-term debt to total assests ratio for the quarter that ended in Dec. 2003 was 0.02.

Guaranty Financial's long-term debt to total assets ratio increased from Dec. 2002 (0.00) to Dec. 2003 (0.02). It may suggest that Guaranty Financial is progressively becoming more dependent on debt to grow their business.

Guaranty Financial  (OTCPK:GFCJ) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Guaranty Financial LT-Debt-to-Total-Asset Related Terms

Guaranty Financial LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Guaranty Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guaranty Financial LT-Debt-to-Total-Asset Chart

Guaranty Financial Annual Data
Trend Jun95 Jun96 Dec97 Dec98 Dec99 Dec00 Dec01 Dec02
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.11 0.08 0.06 0.01 0.00

Guaranty Financial Quarterly Data
Mar99 Jun99 Sep99 Dec99 Mar00 Jun00 Sep00 Dec00 Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.02

Guaranty Financial LT-Debt-to-Total-Asset Calculation

Guaranty Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2002 is calculated as

LT Debt to Total Assets (A: Dec. 2002 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2002 )/Total Assets (A: Dec. 2002 )
=0.487/197.145
=0.00

Guaranty Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2003 is calculated as

LT Debt to Total Assets (Q: Dec. 2003 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2003 )/Total Assets (Q: Dec. 2003 )
=3.073/198.977
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.02 mean?
Guaranty Financial (GFCJ) has a LT-Debt-to-Total-Asset of 0.02 as of Dec. 2003. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Guaranty Financial and its competitors.
Is Guaranty Financial's LT-Debt-to-Total-Asset too high?
Guaranty Financial's current LT-Debt-to-Total-Asset is 0.02.
How does Guaranty Financial's LT-Debt-to-Total-Asset compare to OPHC and CCSB?
Guaranty Financial's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Guaranty Financial and its competitors. Guaranty Financial's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Financial stock overvalued right now?
Guaranty Financial (GFCJ) has a current LT-Debt-to-Total-Asset of 0.02. The current LT-Debt-to-Total-Asset is 0.02. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Guaranty Financial (GFCJ), the current LT-Debt-to-Total-Asset is 0.02 as of Dec. 2003. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guaranty Financial Business Description

Address 4000 West Brown Deer Road, Milwaukee, WI, USA, 53209
Guaranty Financial Corp provides a range of commercial & retail banking services. The company's services include checking, savings, money-market, & individual retirement accounts, as well as certificates of deposit. It offers financial services in Wisconsin, Georgia, Illinois, Michigan and Minnesota.