GFCJ (Guaranty Financial) OCF Margin %: -427.88% (As of Dec. 2003)


What is Guaranty Financial OCF Margin %?

Guaranty Financial GFCJ -99.67% OCF Margin % is -427.88% as of Dec. 2003.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Guaranty Financial's Cash Flow from Operations for the three months ended in Dec. 2003 was $-2.30 Mil. Guaranty Financial's Revenue for the three months ended in Dec. 2003 was $0.54 Mil. Therefore, Guaranty Financial's OCF Margin % for the quarter that ended in Dec. 2003 was -427.88%.

As of today, Guaranty Financial's current OCF Yield % is -221,000.00%.

The historical rank and industry rank for Guaranty Financial's OCF Margin % or its related term are showing as below:

GFCJ' s OCF Margin % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0
Current: 15.53

GFCJ's OCF Margin % is not ranked
in the Banks industry.
Industry Median: 29.44 vs GFCJ: 15.53

Guaranty Financial OCF Margin % Related Terms

Guaranty Financial OCF Margin % Historical Data

* Premium members only.

The historical data trend for Guaranty Financial's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guaranty Financial OCF Margin % Chart

Guaranty Financial Annual Data
Trend Jun95 Jun96 Dec97 Dec98 Dec99 Dec00 Dec01 Dec02
OCF Margin %
Get a 7-Day Free Trial -18.33 676.76 115.11 -202.68 529.27

Guaranty Financial Quarterly Data
Mar99 Jun99 Sep99 Dec99 Mar00 Jun00 Sep00 Dec00 Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 173.91 72.97 36.34 112.55 -427.88

GFCJ vs OPHC, CCSB, TCNB: OCF Margin % Comparison

For the Banks - Regional subindustry, Guaranty Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Guaranty Financial OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Guaranty Financial's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Guaranty Financial's OCF Margin % falls into.


Guaranty Financial OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Guaranty Financial's OCF Margin for the fiscal year that ended in Dec. 2002 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2002 )/Revenue (A: Dec. 2002 )
=13.687/2.586
=529.27 %

Guaranty Financial's OCF Margin for the quarter that ended in Dec. 2003 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2003 )/Revenue (Q: Dec. 2003 )
=-2.302/0.538
=-427.88 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -427.88% mean?
Guaranty Financial (GFCJ) has a OCF Margin % of -427.88% as of Dec. 2003. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Guaranty Financial and its competitors.
Is Guaranty Financial's OCF Margin % too high?
Guaranty Financial's current OCF Margin % is -427.88%.
How does Guaranty Financial's OCF Margin % compare to OPHC and CCSB?
Guaranty Financial's OCF Margin % of -427.88% can be compared against companies in the Banks industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Guaranty Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guaranty Financial's current OCF Margin % is -427.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Financial stock overvalued right now?
Guaranty Financial (GFCJ) has a current OCF Margin % of -427.88%. The current OCF Margin % is -427.88%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Guaranty Financial (GFCJ), the current OCF Margin % is -427.88% as of Dec. 2003. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guaranty Financial Business Description

Address 4000 West Brown Deer Road, Milwaukee, WI, USA, 53209
Guaranty Financial Corp provides a range of commercial & retail banking services. The company's services include checking, savings, money-market, & individual retirement accounts, as well as certificates of deposit. It offers financial services in Wisconsin, Georgia, Illinois, Michigan and Minnesota.