GFCJ (Guaranty Financial) PE Ratio without NRI: 0.00 (As of Jun. 30, 2026)


What is Guaranty Financial PE Ratio without NRI?

Guaranty Financial GFCJ -99.67% PE Ratio without NRI is 0.00 as of Jun. 30, 2026.

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. As of today (2026-06-30), Guaranty Financial's share price is $0.0003. Guaranty Financial's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2003 was $0.97. Therefore, Guaranty Financial's PE Ratio without NRI for today is 0.00.

Guaranty Financial's EPS without NRI for the three months ended in Dec. 2003 was $0.25. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2003 was $0.97.

As of today (2026-06-30), Guaranty Financial's share price is $0.0003. Guaranty Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2003 was $0.97. Therefore, Guaranty Financial's PE Ratio (TTM) for today is 0.00.

Guaranty Financial's EPS (Diluted) for the three months ended in Dec. 2003 was $0.25. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2003 was $0.97.

Guaranty Financial's EPS (Basic) for the three months ended in Dec. 2003 was $0.25. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2003 was $0.98.


Guaranty Financial  (OTCPK:GFCJ) PE Ratio without NRI Explanation

The PE Ratio can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio is positive. Also for stocks with the same PE Ratio, the one with faster growth business is more attractive.

If a company loses money, the PE Ratio becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio divided by the growth ratio. He thinks a company with a PE Ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio of 20, instead of a company growing 10% a year with a PE Ratio of 10.

Because the PE Ratio measures how long it takes to earn back the price you pay, the PE Ratio can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio without NRI measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio.


Guaranty Financial PE Ratio without NRI Related Terms


Guaranty Financial PE Ratio without NRI Historical Data

* Premium members only.

The historical data trend for Guaranty Financial's PE Ratio without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guaranty Financial PE Ratio without NRI Chart

Guaranty Financial Annual Data
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Guaranty Financial Quarterly Data
Mar99 Jun99 Sep99 Dec99 Mar00 Jun00 Sep00 Dec00 Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03 Dec03
PE Ratio without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

GFCJ vs OPHC, CCSB, TCNB: PE Ratio without NRI Comparison

For the Banks - Regional subindustry, Guaranty Financial's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guaranty Financial PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Guaranty Financial's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Guaranty Financial's PE Ratio without NRI falls into.



Guaranty Financial PE Ratio without NRI Calculation

The PE Ratio without NRI, or P/E Ratio without non-recurring items, is a financial ratio used to compare a company's market price to its EPS without NRI. Regular PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than regular PE Ratio.

Guaranty Financial's PE Ratio without NRI for today is calculated as

PE Ratio without NRI=Share Price/ EPS without NRI
=0.0003/0.970
=0

Guaranty Financial's Share Price of today is $0.0003.
Guaranty Financial's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2003 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.97.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

There are at least three kinds of PE Ratios used by different investors. They are Trailing Twelve Month PE Ratio, Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio based on inflation-adjusted normalized PE Ratio is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months.

For Forward PE Ratio, the earnings are the expected earnings for the next twelve months.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio without NRI →
What does a PE Ratio without NRI of 0.00 mean?
Guaranty Financial (GFCJ) has a PE Ratio without NRI of 0.00 as of Jun. 30, 2026. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Guaranty Financial and its competitors.
Is Guaranty Financial's PE Ratio without NRI too high?
Guaranty Financial's current PE Ratio without NRI is 0.00.
How does Guaranty Financial's PE Ratio without NRI compare to OPHC and CCSB?
Guaranty Financial's PE Ratio without NRI of 0.00 can be compared against companies in the Banks industry. The industry median PE Ratio without NRI is 11.43. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio without NRI for a Banks company?
The median PE Ratio without NRI among Banks companies is 11.43, based on 1,450 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio without NRI significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio without NRI mean?
A high PE Ratio without NRI can signal that a stock is expensive relative to its fundamentals. P/E without nonrecurring items is the ratio of share price to a company's earnings less one-time charges. View historical data on Guaranty Financial and its competitors. For the Banks industry, the median PE Ratio without NRI is 11.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guaranty Financial's current PE Ratio without NRI is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guaranty Financial stock overvalued right now?
Guaranty Financial (GFCJ) has a current PE Ratio without NRI of 0.00. The current PE Ratio without NRI is 0.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio without NRI calculated?
PE Ratio without NRI is calculated from a company's financial statements. For Guaranty Financial (GFCJ), the current PE Ratio without NRI is 0.00 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Guaranty Financial Business Description

Address 4000 West Brown Deer Road, Milwaukee, WI, USA, 53209
Guaranty Financial Corp provides a range of commercial & retail banking services. The company's services include checking, savings, money-market, & individual retirement accounts, as well as certificates of deposit. It offers financial services in Wisconsin, Georgia, Illinois, Michigan and Minnesota.