HG (Hamilton Insurance Group) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is Hamilton Insurance Group LT-Debt-to-Total-Asset?

Hamilton Insurance Group HG -0.56% 62 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates HG with a GF Score™ of 62/100 and a GF Value™ of $27.17 (Modestly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Hamilton Insurance Group's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Hamilton Insurance Group's long-term debt to total assets ratio declined from Mar. 2025 (0.02) to Mar. 2026 (0.02). It may suggest that Hamilton Insurance Group is progressively becoming less dependent on debt to grow their business.

Hamilton Insurance Group (NYSE:HG) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Hamilton Insurance Group LT-Debt-to-Total-Asset Related Terms

Hamilton Insurance Group LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Hamilton Insurance Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hamilton Insurance Group LT-Debt-to-Total-Asset Chart

Hamilton Insurance Group Annual Data

Trend

Nov20

Nov21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.03

0.02

Hamilton Insurance Group Quarterly Data
	Nov21	Mar22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial											0.02	0.02	0.02	0.02	0.02

62GF Score

Hamilton Insurance Group Ltd HG

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Hamilton Insurance Group LT-Debt-to-Total-Asset Calculation

Hamilton Insurance Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	149.743	/	9571.613
	=	0.02

Hamilton Insurance Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	149.769	/	9864.009
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

Hamilton Insurance Group (HG) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hamilton Insurance Group and its competitors.

Is Hamilton Insurance Group's LT-Debt-to-Total-Asset too high?

Hamilton Insurance Group's current LT-Debt-to-Total-Asset is 0.02. Overall, Hamilton Insurance Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Hamilton Insurance Group's LT-Debt-to-Total-Asset compare to SPNT and GLRE?

Hamilton Insurance Group's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Insurance company?

A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Hamilton Insurance Group and its competitors. Hamilton Insurance Group's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Hamilton Insurance Group stock overvalued right now?

Based on GuruFocus' analysis, Hamilton Insurance Group (HG) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.17, compared to a current price of $33.94 — trading 24.9% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Hamilton Insurance Group's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Hamilton Insurance Group (HG), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hamilton Insurance Group (HG) Overvalued in 2026?

Based on GuruFocus' analysis, Hamilton Insurance Group stock appears to be overvalued. The current stock price of $33.94 is trading 24.9% above its estimated GF Value™ of $27.17. GuruFocus considers Hamilton Insurance Group to be Modestly Overvalued.

Key valuation signals for HG:

LT-Debt-to-Total-Asset: 0.02
GF Value™: $27.17 vs. price of $33.94 (24.9% above fair value)
GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the HG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hamilton Insurance Group Business Description

Industry Financial Services Insurance

Comparable Companies SPNT GLRE KG OXBR RNR EG RGA XTER:MUV2 XSWX:SREN XTER:HNR1 BOM:540755 XPAR:SCR HKSE:01508 XZIM:ZIMR.ZW XPAR:COFA XKRX:003690 SAU:8200 TPE:2851 LSE:CRE BSP:IRBR3

Other Exchanges QN0:Germany

Address 90 Pitts Bay Road, Wellesley House North, 1st Floor, Pembroke, BMU, HM 08

Website https://www.hamiltongroup.com

Hamilton Insurance Group Ltd is a specialty insurance and reinsurance company. It operates globally, with underwriting operations in London, Dublin, Bermuda, and the United States. It operates three principal underwriting platforms (Hamilton Global Specialty, Hamilton Select, and Hamilton Re) that are categorized into two reporting business segments: International and Bermuda.

62GF Score

Get the complete analysis for HG

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.94

Price

$27.17

GF Value

View HG Analysis

See LT-Debt-to-Total-Asset data for all stocks →