HG (Hamilton Insurance Group) Retained Earnings: $1,598 Mil (As of Mar. 2026)

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HG Hamilton Insurance Group Ltd HG
60 GF Score
Price $34.94
GF Value $27.16
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Hamilton Insurance Group Retained Earnings?

Hamilton Insurance Group HG +1.36% 60 Retained Earnings is $1,598 Mil as of Mar. 2026. GuruFocus rates HG with a GF Score™ of 60/100 and a GF Value™ of $27.16 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Hamilton Insurance Group's retained earnings for the quarter that ended in Mar. 2026 was $1,598 Mil.

Hamilton Insurance Group's quarterly retained earnings increased from Sep. 2025 ($1,530 Mil) to Dec. 2025 ($1,691 Mil) but then declined from Dec. 2025 ($1,691 Mil) to Mar. 2026 ($1,598 Mil).

Hamilton Insurance Group's annual retained earnings increased from Dec. 2023 ($801 Mil) to Dec. 2024 ($1,169 Mil) and increased from Dec. 2024 ($1,169 Mil) to Dec. 2025 ($1,691 Mil).


Hamilton Insurance Group  (NYSE:HG) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Hamilton Insurance Group Retained Earnings Historical Data

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The historical data trend for Hamilton Insurance Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hamilton Insurance Group Retained Earnings Chart

Hamilton Insurance Group Annual Data
Trend Nov20 Nov21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial 681.66 547.35 801.37 1,168.53 1,690.57

Hamilton Insurance Group Quarterly Data
Nov21 Mar22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,242.19 1,413.46 1,529.64 1,690.57 1,598.03
HG
60GF Score
Hamilton Insurance Group Ltd HG
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Hamilton Insurance Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $1,598 Mil mean?
Hamilton Insurance Group (HG) has a Retained Earnings of $1,598 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hamilton Insurance Group and its competitors.
Is Hamilton Insurance Group's Retained Earnings too high?
Hamilton Insurance Group's current Retained Earnings is $1,598 Mil. Overall, Hamilton Insurance Group has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hamilton Insurance Group's Retained Earnings compare to SPNT and GLRE?
Hamilton Insurance Group's Retained Earnings of $1,598 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hamilton Insurance Group and its competitors. Hamilton Insurance Group's current Retained Earnings is $1,598 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamilton Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Hamilton Insurance Group (HG) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.16, compared to a current price of $34.94 — trading 28.6% above its estimated fair value. The current Retained Earnings is $1,598 Mil. Hamilton Insurance Group's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Hamilton Insurance Group (HG), the current Retained Earnings is $1,598 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hamilton Insurance Group (HG) Overvalued in 2026?

Based on GuruFocus' analysis, Hamilton Insurance Group stock appears to be overvalued. The current stock price of $34.94 is trading 28.6% above its estimated GF Value™ of $27.16. GuruFocus considers Hamilton Insurance Group to be Modestly Overvalued.

Key valuation signals for HG:

  • Retained Earnings: $1,598 Mil
  • GF Value™: $27.16 vs. price of $34.94 (28.6% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the HG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hamilton Insurance Group Business Description

Other Exchanges QN0:Germany
Address 90 Pitts Bay Road, Wellesley House North, 1st Floor, Pembroke, BMU, HM 08
Hamilton Insurance Group Ltd is a specialty insurance and reinsurance company. It operates globally, with underwriting operations in London, Dublin, Bermuda, and the United States. It operates three principal underwriting platforms (Hamilton Global Specialty, Hamilton Select, and Hamilton Re) that are categorized into two reporting business segments: International and Bermuda.
60GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.94
Price
$27.16
GF Value