Hamilton Insurance GroupHG +0.74%61 FCF Margin % is 13.04% as of Mar. 2026, which is 24% below its 10-year median of 17.23. GuruFocus rates HG with a GF Score™ of 61/100 and a GF Value™ of $27.18 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 502 Insurance companies, Hamilton Insurance Group ranks better than 87.45% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hamilton Insurance Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hamilton Insurance Group FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hamilton Insurance Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Hamilton Insurance Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hamilton Insurance Group (HG) has a FCF Margin % of 13.04% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hamilton Insurance Group and its competitors. This is 24% below median its historical median of 17.23. Over the past decade, Hamilton Insurance Group's FCF Margin % has ranged from 0.36 to 31.92. According to the industry distribution chart, Hamilton Insurance Group ranks #63 out of 502 companies in the Insurance industry, placing it in the top 12.5%.
Is Hamilton Insurance Group's FCF Margin % too high?
Hamilton Insurance Group's current FCF Margin % of 13.04% is 24% below median its 10-year median of 17.23. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 31.92. The Insurance industry median FCF Margin % is 9.63. Hamilton Insurance Group's value of 13.04% is 35.4% above this industry median. Based on the distribution chart, Hamilton Insurance Group ranks #63 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hamilton Insurance Group has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hamilton Insurance Group's FCF Margin % compare to SPNT and GLRE?
According to the Insurance industry distribution chart, Hamilton Insurance Group ranks #63 out of 502 companies for FCF Margin %. This places Hamilton Insurance Group in the top 13% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.63. Hamilton Insurance Group's value of 13.04% is 35.4% above this benchmark. Historically, Hamilton Insurance Group's own FCF Margin % has ranged from 0.36 to 31.92 over the past decade. While the company's 10-year median is 17.23 vs. the industry median of 9.63, Hamilton Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hamilton Insurance Group's current FCF Margin % of 13.04% is 35.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Hamilton Insurance Group and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hamilton Insurance Group's current FCF Margin % is 13.04%, which is 24% below median its own 10-year median of 17.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamilton Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Hamilton Insurance Group (HG) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.18, compared to a current price of $32.61 — trading 20% above its estimated fair value. The current FCF Margin % is 13.04%, which is 24% below median its 10-year median of 17.23 and 35.4% above the Insurance industry median of 9.63. Hamilton Insurance Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Hamilton Insurance Group (HG), the current FCF Margin % is 13.04% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hamilton Insurance Group (HG) Overvalued in 2026?
Based on GuruFocus' analysis, Hamilton Insurance Group stock appears to be overvalued.
The current stock price of $32.61 is trading 20% above its estimated GF Value™ of $27.18.
GuruFocus considers Hamilton Insurance Group to be Modestly Overvalued.
Key valuation signals for HG:
FCF Margin %: 13.04% (24% below median its 10-year median of 17.23)
GF Value™: $27.18 vs. price of $32.61 (20% above fair value)
Industry Position: 35.4% above the Insurance median (#63 of 502)
No single metric tells the full story. See the HG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hamilton Insurance Group Ltd is a specialty insurance and reinsurance company. It operates globally, with underwriting operations in London, Dublin, Bermuda, and the United States. It operates three principal underwriting platforms (Hamilton Global Specialty, Hamilton Select, and Hamilton Re) that are categorized into two reporting business segments: International and Bermuda.
61GF Score
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