Hamilton Insurance GroupHG +4.13%64 Pretax Margin % is 28.36% as of Mar. 2026, which is 60% above its 10-year median of 17.70. GuruFocus rates HG with a GF Score™ of 64/100 and a GF Value™ of $27.18 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Hamilton Insurance Group ranks better than 85.43% on this metric.
The historical rank and industry rank for Hamilton Insurance Group's Pretax Margin % or its related term are showing as below:
HG'
s Pretax Margin % Range Over the Past 10 Years
Min: -23.52 Med: 17.7 Max: 29.12
Current: 29.12
HG's Pretax Margin % is ranked better than 85.43% of 501
companies
in the Insurance industry
Industry Median: 12.04
vs HG: 29.12
Hamilton Insurance Group (NYSE:HG) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Hamilton Insurance Group Pretax Margin % Related Terms
Hamilton Insurance Group Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hamilton Insurance Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hamilton Insurance Group Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hamilton Insurance Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Hamilton Insurance Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hamilton Insurance Group (HG) has a Pretax Margin % of 28.36% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hamilton Insurance Group and its competitors. This is 60% above median its historical median of 17.70. According to the industry distribution chart, Hamilton Insurance Group ranks #73 out of 501 companies in the Insurance industry, placing it in the top 14.6%.
Is Hamilton Insurance Group's Pretax Margin % too high?
Hamilton Insurance Group's current Pretax Margin % of 28.36% is 60% above median its 10-year median of 17.70. The Insurance industry median Pretax Margin % is 12.04. Hamilton Insurance Group's value of 28.36% is 135.5% above this industry median. Based on the distribution chart, Hamilton Insurance Group ranks #73 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hamilton Insurance Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hamilton Insurance Group's Pretax Margin % compare to SPNT and GLRE?
According to the Insurance industry distribution chart, Hamilton Insurance Group ranks #73 out of 501 companies for Pretax Margin %. This places Hamilton Insurance Group in the top 15% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.04. Hamilton Insurance Group's value of 28.36% is 135.5% above this benchmark. While the company's 10-year median is 17.70 vs. the industry median of 12.04, Hamilton Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hamilton Insurance Group's current Pretax Margin % of 28.36% is 135.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Hamilton Insurance Group and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hamilton Insurance Group's current Pretax Margin % is 28.36%, which is 60% above median its own 10-year median of 17.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamilton Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Hamilton Insurance Group (HG) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.18, compared to a current price of $33.55 — trading 23.4% above its estimated fair value. The current Pretax Margin % is 28.36%, which is 60% above median its 10-year median of 17.70 and 135.5% above the Insurance industry median of 12.04. Hamilton Insurance Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Hamilton Insurance Group (HG), the current Pretax Margin % is 28.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hamilton Insurance Group (HG) Overvalued in 2026?
Based on GuruFocus' analysis, Hamilton Insurance Group stock appears to be overvalued.
The current stock price of $33.55 is trading 23.4% above its estimated GF Value™ of $27.18.
GuruFocus considers Hamilton Insurance Group to be Modestly Overvalued.
Key valuation signals for HG:
Pretax Margin %: 28.36% (60% above median its 10-year median of 17.70)
GF Value™: $27.18 vs. price of $33.55 (23.4% above fair value)
Industry Position: 135.5% above the Insurance median (#73 of 501)
No single metric tells the full story. See the HG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hamilton Insurance Group Ltd is a specialty insurance and reinsurance company. It operates globally, with underwriting operations in London, Dublin, Bermuda, and the United States. It operates three principal underwriting platforms (Hamilton Global Specialty, Hamilton Select, and Hamilton Re) that are categorized into two reporting business segments: International and Bermuda.
64GF Score
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