Hamilton Insurance GroupHG +0.74%61 Net Margin % is 17.27% as of Mar. 2026, which is 15% above its 10-year median of 15.04. GuruFocus rates HG with a GF Score™ of 61/100 and a GF Value™ of $27.18 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 503 Insurance companies, Hamilton Insurance Group ranks better than 84.1% on this metric.
The historical rank and industry rank for Hamilton Insurance Group's Net Margin % or its related term are showing as below:
HG'
s Net Margin % Range Over the Past 10 Years
Min: -28.45 Med: 15.04 Max: 21.32
Current: 21.32
HG's Net Margin % is ranked better than 84.1% of 503
companies
in the Insurance industry
Industry Median: 9.29
vs HG: 21.32
Hamilton Insurance Group (NYSE:HG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Hamilton Insurance Group Net Margin % Related Terms
Hamilton Insurance Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Hamilton Insurance Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hamilton Insurance Group Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hamilton Insurance Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Hamilton Insurance Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hamilton Insurance Group (HG) has a Net Margin % of 17.27% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Hamilton Insurance Group and its competitors. This is 15% above median its historical median of 15.04. According to the industry distribution chart, Hamilton Insurance Group ranks #80 out of 503 companies in the Insurance industry, placing it in the top 15.9%.
Is Hamilton Insurance Group's Net Margin % too high?
Hamilton Insurance Group's current Net Margin % of 17.27% is 15% above median its 10-year median of 15.04. The Insurance industry median Net Margin % is 9.29. Hamilton Insurance Group's value of 17.27% is 85.9% above this industry median. Based on the distribution chart, Hamilton Insurance Group ranks #80 out of 503 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Hamilton Insurance Group has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hamilton Insurance Group's Net Margin % compare to SPNT and GLRE?
According to the Insurance industry distribution chart, Hamilton Insurance Group ranks #80 out of 503 companies for Net Margin %. This places Hamilton Insurance Group in the top 16% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Hamilton Insurance Group's value of 17.27% is 85.9% above this benchmark. While the company's 10-year median is 15.04 vs. the industry median of 9.29, Hamilton Insurance Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hamilton Insurance Group's current Net Margin % of 17.27% is 85.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Hamilton Insurance Group and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hamilton Insurance Group's current Net Margin % is 17.27%, which is 15% above median its own 10-year median of 15.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hamilton Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, Hamilton Insurance Group (HG) is currently considered Modestly Overvalued. The stock's GF Value™ is $27.18, compared to a current price of $32.61 — trading 20% above its estimated fair value. The current Net Margin % is 17.27%, which is 15% above median its 10-year median of 15.04 and 85.9% above the Insurance industry median of 9.29. Hamilton Insurance Group's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Hamilton Insurance Group (HG), the current Net Margin % is 17.27% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hamilton Insurance Group (HG) Overvalued in 2026?
Based on GuruFocus' analysis, Hamilton Insurance Group stock appears to be overvalued.
The current stock price of $32.61 is trading 20% above its estimated GF Value™ of $27.18.
GuruFocus considers Hamilton Insurance Group to be Modestly Overvalued.
Key valuation signals for HG:
Net Margin %: 17.27% (15% above median its 10-year median of 15.04)
GF Value™: $27.18 vs. price of $32.61 (20% above fair value)
Industry Position: 85.9% above the Insurance median (#80 of 503)
No single metric tells the full story. See the HG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hamilton Insurance Group Ltd is a specialty insurance and reinsurance company. It operates globally, with underwriting operations in London, Dublin, Bermuda, and the United States. It operates three principal underwriting platforms (Hamilton Global Specialty, Hamilton Select, and Hamilton Re) that are categorized into two reporting business segments: International and Bermuda.
61GF Score
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