KREF (KKR Real Estate Finance Trust) LT-Debt-to-Total-Asset: 0.65 (As of Mar. 2026)

What is KKR Real Estate Finance Trust LT-Debt-to-Total-Asset?

KKR Real Estate Finance Trust KREF +0.21% 46 LT-Debt-to-Total-Asset is 0.65 as of Mar. 2026. GuruFocus rates KREF with a GF Score™ of 46/100 and a GF Value™ of $7.16 (Fairly Valued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. KKR Real Estate Finance Trust's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.65.

KKR Real Estate Finance Trust's long-term debt to total assets ratio increased from Mar. 2025 (0.60) to Mar. 2026 (0.65). It may suggest that KKR Real Estate Finance Trust is progressively becoming more dependent on debt to grow their business.

KKR Real Estate Finance Trust (NYSE:KREF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

KKR Real Estate Finance Trust LT-Debt-to-Total-Asset Related Terms

KKR Real Estate Finance Trust LT-Debt-to-Total-Asset Historical Data

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The historical data trend for KKR Real Estate Finance Trust's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KKR Real Estate Finance Trust LT-Debt-to-Total-Asset Chart

KKR Real Estate Finance Trust Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.79

0.59

0.60

0.64

KKR Real Estate Finance Trust Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.60	0.63	0.55	0.64	0.65

46GF Score

KKR Real Estate Finance Trust Inc KREF

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KKR Real Estate Finance Trust LT-Debt-to-Total-Asset Calculation

KKR Real Estate Finance Trust's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	4130.866	/	6464.643
	=	0.64

KKR Real Estate Finance Trust's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	4531.355	/	6950.095
	=	0.65

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.65 mean?

KKR Real Estate Finance Trust (KREF) has a LT-Debt-to-Total-Asset of 0.65 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on KKR Real Estate Finance Trust and its competitors.

Is KKR Real Estate Finance Trust's LT-Debt-to-Total-Asset too high?

KKR Real Estate Finance Trust's current LT-Debt-to-Total-Asset is 0.65. Overall, KKR Real Estate Finance Trust has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does KKR Real Estate Finance Trust's LT-Debt-to-Total-Asset compare to CMTG and NREF?

KKR Real Estate Finance Trust's LT-Debt-to-Total-Asset of 0.65 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a REITs company?

A good LT-Debt-to-Total-Asset depends on the REITs industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on KKR Real Estate Finance Trust and its competitors. KKR Real Estate Finance Trust's current LT-Debt-to-Total-Asset is 0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is KKR Real Estate Finance Trust stock overvalued right now?

Based on GuruFocus' analysis, KKR Real Estate Finance Trust (KREF) is currently considered Fairly Valued. The stock's GF Value™ is $7.16, compared to a current price of $7.06 — trading 1.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.65. KKR Real Estate Finance Trust's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For KKR Real Estate Finance Trust (KREF), the current LT-Debt-to-Total-Asset is 0.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KKR Real Estate Finance Trust (KREF) Overvalued in 2026?

Based on GuruFocus' analysis, KKR Real Estate Finance Trust stock appears to be undervalued. The current stock price of $7.06 is trading 1.5% below its estimated GF Value™ of $7.16. GuruFocus considers KKR Real Estate Finance Trust to be Fairly Valued.

Key valuation signals for KREF:

LT-Debt-to-Total-Asset: 0.65
GF Value™: $7.16 vs. price of $7.06 (1.5% below fair value)
GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the KREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

KKR Real Estate Finance Trust Business Description

Industry Real Estate REITs

Comparable Companies CMTG NREF RC ACRE MITT REFI TRTX AOMR SEVN FBRT NLY AGNC STWD RITM BXMT DX ARR EFC BSP:KNCR11 ARI

Other Exchanges KREFpA.PFD:USA 8KR:Germany

Address 30 Hudson Yards, Suite 7500, New York, NY, USA, 10001

Website https://www.kkrreit.com

KKR Real Estate Finance Trust Inc is a real estate finance company that focuses on originating and acquiring senior mortgage loans secured by CRE assets. The investment is to originate or acquire senior mortgage loans collateralized by institutional-quality CRE assets that are owned and operated by experienced and well-capitalized sponsors and located in liquid markets with underlying fundamentals. KKR manages investments across multiple asset classes, including private equity, real estates, energy, infrastructure, credit, and hedge funds. The company's investment objective is capital preservation and generating attractive risk-adjusted returns for its stockholders over the long term, through dividends.

46GF Score

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$7.06

Price

$7.16

GF Value

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