KREF (KKR Real Estate Finance Trust) 3-Year RORE % : 24.56% (As of Mar. 2026)


KREF KKR Real Estate Finance Trust Inc KREF
46 GF Score
Price $7.17
GF Value $7.16
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is KKR Real Estate Finance Trust 3-Year RORE %?

KKR Real Estate Finance Trust KREF +2.43% 46 3-Year RORE % is 24.56 as of Mar. 2026. GuruFocus rates KREF with a GF Score™ of 46/100 and a GF Value™ of $7.16 (Fairly Valued). The stock has 3 warning signs investors should review. Among 840 REITs companies, KKR Real Estate Finance Trust ranks better than 66.79% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. KKR Real Estate Finance Trust's 3-Year RORE % for the quarter that ended in Mar. 2026 was 24.56%.

The industry rank for KKR Real Estate Finance Trust's 3-Year RORE % or its related term are showing as below:

KREF's 3-Year RORE % is ranked better than
66.79% of 840 companies
in the REITs industry
Industry Median: -1.135 vs KREF: 24.56

KKR Real Estate Finance Trust  (NYSE:KREF) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


KKR Real Estate Finance Trust 3-Year RORE % Related Terms


KKR Real Estate Finance Trust 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for KKR Real Estate Finance Trust's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KKR Real Estate Finance Trust 3-Year RORE % Chart

KKR Real Estate Finance Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -157.50 43.02 85.39 1.46 5.03

KKR Real Estate Finance Trust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -15.71 -11.11 1.03 5.03 24.56

KREF vs CMTG, NREF, RC: 3-Year RORE % Comparison

For the REIT - Mortgage subindustry, KKR Real Estate Finance Trust's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KKR Real Estate Finance Trust 3-Year RORE % vs REITs Industry

For the REITs industry and Real Estate sector, KKR Real Estate Finance Trust's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where KKR Real Estate Finance Trust's 3-Year RORE % falls into.


KREF
46GF Score
KKR Real Estate Finance Trust Inc KREF
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

KKR Real Estate Finance Trust 3-Year RORE % Calculation

KKR Real Estate Finance Trust's 3-Year RORE % for the quarter that ended in Mar. 2026 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( -1.86--0.46 )/( -2.16-3.54 )
=-1.4/-5.7
=24.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 24.56 mean?
KKR Real Estate Finance Trust (KREF) has a 3-Year RORE % of 24.56 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on KKR Real Estate Finance Trust and its competitors. According to the industry distribution chart, KKR Real Estate Finance Trust ranks #279 out of 840 companies in the REITs industry, placing it in the top 33.2%.
Is KKR Real Estate Finance Trust's 3-Year RORE % too high?
KKR Real Estate Finance Trust's current 3-Year RORE % is 24.56. Based on the distribution chart, KKR Real Estate Finance Trust ranks #279 out of 840 companies in the REITs industry, which is above the industry midpoint. Overall, KKR Real Estate Finance Trust has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does KKR Real Estate Finance Trust's 3-Year RORE % compare to CMTG and NREF?
According to the REITs industry distribution chart, KKR Real Estate Finance Trust ranks #279 out of 840 companies for 3-Year RORE %. This puts KKR Real Estate Finance Trust in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a REITs company?
A good 3-Year RORE % depends on the REITs industry context. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on KKR Real Estate Finance Trust and its competitors. KKR Real Estate Finance Trust's current 3-Year RORE % is 24.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KKR Real Estate Finance Trust stock overvalued right now?
Based on GuruFocus' analysis, KKR Real Estate Finance Trust (KREF) is currently considered Fairly Valued. The stock's GF Value™ is $7.16, compared to a current price of $7.17 — trading 0.1% above its estimated fair value. The current 3-Year RORE % is 24.56. KKR Real Estate Finance Trust's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For KKR Real Estate Finance Trust (KREF), the current 3-Year RORE % is 24.56 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is KKR Real Estate Finance Trust (KREF) Overvalued in 2026?

Based on GuruFocus' analysis, KKR Real Estate Finance Trust stock appears to be overvalued. The current stock price of $7.17 is trading 0.1% above its estimated GF Value™ of $7.16. GuruFocus considers KKR Real Estate Finance Trust to be Fairly Valued.

Key valuation signals for KREF:

  • 3-Year RORE %: 24.56
  • GF Value™: $7.16 vs. price of $7.17 (0.1% above fair value)
  • GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the KREF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


KKR Real Estate Finance Trust Business Description

Industry Real EstateREITs
Other Exchanges KREFpA.PFD:USA8KR:Germany
Address 30 Hudson Yards, Suite 7500, New York, NY, USA, 10001
KKR Real Estate Finance Trust Inc is a real estate finance company that focuses on originating and acquiring senior mortgage loans secured by CRE assets. The investment is to originate or acquire senior mortgage loans collateralized by institutional-quality CRE assets that are owned and operated by experienced and well-capitalized sponsors and located in liquid markets with underlying fundamentals. KKR manages investments across multiple asset classes, including private equity, real estates, energy, infrastructure, credit, and hedge funds. The company's investment objective is capital preservation and generating attractive risk-adjusted returns for its stockholders over the long term, through dividends.
46GF Score

Get the complete analysis for KREF

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.17
Price
$7.16
GF Value