Banco BPM SpA (MEX:BAMIN) LT-Debt-to-Total-Asset: 0.12 (As of Dec. 2025)


MEX:BAMIN Banco BPM SpA MEX:BAMIN
49 GF Score
Price MXN188.16
GF Value MXN83.53
! 6 Warning Signs
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What is Banco BPM SpA LT-Debt-to-Total-Asset?

Banco BPM SpA MEX:BAMIN 49 LT-Debt-to-Total-Asset is 0.12 as of Dec. 2025. GuruFocus rates MEX:BAMIN with a GF Score™ of 49/100 and a GF Value™ of MXN83.53. The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banco BPM SpA's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.12.

Banco BPM SpA's long-term debt to total assets ratio declined from Dec. 2024 (0.15) to Dec. 2025 (0.12). It may suggest that Banco BPM SpA is progressively becoming less dependent on debt to grow their business.

Banco BPM SpA  (MEX:BAMIN) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Banco BPM SpA LT-Debt-to-Total-Asset Related Terms

Banco BPM SpA LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Banco BPM SpA's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco BPM SpA LT-Debt-to-Total-Asset Chart

Banco BPM SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.08 0.09 0.12 0.15 0.12

Banco BPM SpA Quarterly Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.12 0.12 0.12 0.11
MEX:BAMIN
49GF Score
Banco BPM SpA MEX:BAMIN
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco BPM SpA LT-Debt-to-Total-Asset Calculation

Banco BPM SpA's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=501661.151/4341109.057
=0.12

Banco BPM SpA's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=501661.151/4341109.057
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.12 mean?
Banco BPM SpA (MEX:BAMIN) has a LT-Debt-to-Total-Asset of 0.12 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco BPM SpA and its competitors.
Is Banco BPM SpA's LT-Debt-to-Total-Asset too high?
Banco BPM SpA's current LT-Debt-to-Total-Asset is 0.12. Overall, Banco BPM SpA has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Banco BPM SpA's LT-Debt-to-Total-Asset compare to competitors?
Banco BPM SpA's LT-Debt-to-Total-Asset of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco BPM SpA and its competitors. Banco BPM SpA's current LT-Debt-to-Total-Asset is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BPM SpA stock overvalued right now?
Banco BPM SpA (MEX:BAMIN) has a current LT-Debt-to-Total-Asset of 0.12. The stock's GF Value™ is MXN83.53, compared to a current price of MXN188.16 — trading 125.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.12. Banco BPM SpA's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banco BPM SpA (MEX:BAMIN), the current LT-Debt-to-Total-Asset is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BPM SpA (MEX:BAMIN) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BPM SpA stock appears to be overvalued. The current stock price of MXN188.16 is trading 125.3% above its estimated GF Value™ of MXN83.53.

Key valuation signals for MEX:BAMIN:

  • LT-Debt-to-Total-Asset: 0.12
  • GF Value™: MXN83.53 vs. price of MXN188.16 (125.3% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the MEX:BAMIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco BPM SpA Business Description

Address Piazza F. Meda, Milan, ITA, 20121
Banco BPM SpA is a financial services provider. It offers services including retail banking, corporate banking and private and investment banking/asset management.
49GF Score

Get the complete analysis for MEX:BAMIN

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.16
Price
MXN83.53
GF Value