Banco BPM SpAMEX:BAMIN 49 Pretax Margin % is 42.55% as of Dec. 2025, which is 118% above its 10-year median of 19.48. GuruFocus rates MEX:BAMIN with a GF Score™ of 49/100 and a GF Value™ of MXN83.53. The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Banco BPM SpA ranks better than 79.7% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Banco BPM SpA's Pre-Tax Income for the
three
months ended in Dec. 2025 was MXN12,966 Mil. Banco BPM SpA's Revenue for the
three
months ended in Dec. 2025 was MXN30,475 Mil. Therefore, Banco BPM SpA's pretax margin for the quarter that ended in Dec. 2025 was 42.55%.
The historical rank and industry rank for Banco BPM SpA's Pretax Margin % or its related term are showing as below:
MEX:BAMIN'
s Pretax Margin % Range Over the Past 10 Years
Min: -85.83 Med: 19.48 Max: 48.19
Current: 48
MEX:BAMIN's Pretax Margin % is ranked better than 79.7% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs MEX:BAMIN: 48.00
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Banco BPM SpA Pretax Margin % Related Terms
Banco BPM SpA Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Banco BPM SpA's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco BPM SpA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco BPM SpA Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Banco BPM SpA's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Banco BPM SpA's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco BPM SpA (MEX:BAMIN) has a Pretax Margin % of 42.55% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco BPM SpA and its competitors. This is 118% above median its historical median of 19.48. According to the industry distribution chart, Banco BPM SpA ranks #310 out of 1527 companies in the Banks industry, placing it in the top 20.3%.
Is Banco BPM SpA's Pretax Margin % too high?
Banco BPM SpA's current Pretax Margin % of 42.55% is 118% above median its 10-year median of 19.48. The Banks industry median Pretax Margin % is 34.88. Banco BPM SpA's value of 42.55% is 22% above this industry median. Based on the distribution chart, Banco BPM SpA ranks #310 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco BPM SpA has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Banco BPM SpA's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Banco BPM SpA ranks #310 out of 1527 companies for Pretax Margin %. This places Banco BPM SpA in the top 20% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Banco BPM SpA's value of 42.55% is 22% above this benchmark. While the company's 10-year median is 19.48 vs. the industry median of 34.88, Banco BPM SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco BPM SpA's current Pretax Margin % of 42.55% is 22% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Banco BPM SpA and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco BPM SpA's current Pretax Margin % is 42.55%, which is 118% above median its own 10-year median of 19.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BPM SpA stock overvalued right now?
Banco BPM SpA (MEX:BAMIN) has a current Pretax Margin % of 42.55%. The stock's GF Value™ is MXN83.53, compared to a current price of MXN188.16 — trading 125.3% above its estimated fair value. The current Pretax Margin % is 42.55%, which is 118% above median its 10-year median of 19.48 and 22% above the Banks industry median of 34.88. Banco BPM SpA's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Banco BPM SpA (MEX:BAMIN), the current Pretax Margin % is 42.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco BPM SpA (MEX:BAMIN) Overvalued in 2026?
Based on GuruFocus' analysis, Banco BPM SpA stock appears to be overvalued.
The current stock price of MXN188.16 is trading 125.3% above its estimated GF Value™ of MXN83.53.
Key valuation signals for MEX:BAMIN:
Pretax Margin %: 42.55% (118% above median its 10-year median of 19.48)
GF Value™: MXN83.53 vs. price of MXN188.16 (125.3% above fair value)
Industry Position: 22% above the Banks median (#310 of 1527)
No single metric tells the full story. See the MEX:BAMIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco BPM SpA is a financial services provider. It offers services including retail banking, corporate banking and private and investment banking/asset management.
49GF Score
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